Zero-Based Budgeting: Make Every Penny Count

Startups (especially those in the pre-seed stages) operate on tight budgets. Every dollar counts. Determining where to spend and where to cut down to improve cash flow is a challenging task even for the most seasoned entrepreneurs.

This is where a zero-based budget comes to the rescue. Introduced by Peter Pyhrr, a former account manager in Texas, zero-based budgets can help you get the maximum ROI on every penny you spend.?

Let's take a closer look at zero-based budgeting, explain what it is, discuss the steps and benefits, and share tips to optimize your budgeting process to help you be financially secure.

Continue Reading...

Need Another Revenue Stream?

Check Out Zeni's Business Checking Accounts

Ready to make up to 3.73% APY?* Yep, you heard that right.

Zeni’s Business Checking Accounts makes you money. Why let your cash sit in a traditional account when it could be growing here? Move your money today!

Schedule A Demo

*The interest rates and annual percentage yield on your account are accurate as of 05/16/23 and are variable and subject to change based on the target range of the Federal Funds rate. APY will vary between .90%-3.73% depending on the balances held.?Earn 0.90% APY on checking balances of less than $250,000, 1.81% APY on balances between $250,000 and $500,000, 2.72% APY on savings balances between $500,000 and $1,500,000, 3.65% APY on savings balances between $1,500,000 and $2,500,000 and 3.73% APY on savings balances of more than $2,500,000. There are no minimum balances or minimum deposits required to earn interest on your account.

Additional Resources

Need to more tips on budgeting? We've got you covered! Check out these additional resources

• Zero-Based Budgeting: Maximize Returns On Every Investment: Determining where to spend and where to cut down is a challenging task even for the most seasoned entrepreneurs. Learn how in our ebook.
• Why Is A Budget Important For Startups? 5 New Reasons: When budgets are unclear, it leaves room for costly mistakes and unexpected expenses. Discover how to create and maintain your budget.
• Operating Expenses (OpEx) Defined And How To Manage Them: Operating expenses, or OpEx, are a large part of a business’s functionality. Find out what is considered an OpEx and how to lower these costs.

You Ask, We Answer

From our last newsletter How to Survive A Short Runway

Have A Question About Budgeting?

Pop us a question and we’ll answer in our next newsletter! (Psst…no question is a dumb question! Send us anything on your mind. ? ?

Submit your question and we’ll answer next week!

Get the full scoop on our SaaStr experience!

While we were caught up in the craziness of SaaStr 2024, we couldn’t help but think about you. To keep you in the loop, here’s a virtual postcard of our time away.

Couldn't make it to SaaStr? No sweat. We’ve got Day 1-3 recaps where our Director of Brand, Yoshiko Araki , dives into how each day unfolded, why we chose to go with a 90s theme, and their overall take on the show. Read up out on all the behind-the-scenes details!

• Day 1 @ SaaStr
• Day 2 @ SaaStr
• Day 3 @ SaaStr