#Zensurance Newsletter: May 31, 2024

How Much Does Landlord Insurance Cost?

Landlords have a lot to worry about – from the upkeep of their rental properties, picking the right tenants and minimizing vacancy periods to complying with local housing laws and budgeting for unexpected expenses – the successful management of a rental property is a full-time responsibility.

There’s also another critical facet of property management that’s top-of-mind: protecting property from unexpected and expensive damages and liability claims.

Here’s what every landlord needs to know about protecting their properties and finances. ??

What a Hot Torch Roofing Insurance Policy Should Include

Although hot torch roofing is inherently dangerous, it is a practical, energy-efficient option for roofing installations.

Sometimes called torch-on roofing, modified bitumen, or torch down roofing, hot torch roofing involves using a propane torch to heat and bond bitumen sheets to a roof’s surface. It offers a strong, weather-resistant option for flat or low-slope roofs when installed by experienced professionals.

Because of the risks it poses, roofing insurance is essential for protecting a roofer’s finances and their customers’ properties.

Here's what every roofing professional should know. ??

7 Small Business Water Damage Insurance Claims

While there are preventative measures you can take to protect your small business from water damage, paying for damages beyond your control requires commercial property insurance.

Let’s delve into the real-life experiences of seven of our clients who filed water damage claims.?

Their stories illustrate how business insurance played a crucial role in their recovery. ??

10 Mistakes to Avoid When Buying Business Insurance

Whether you’re required to buy liability insurance by your industry or the law, insurance is essential to every business owner’s or independent professional’s financial wellness and achieving long-term economic stability.

However, protecting your financial well-being and livelihood with a customized business insurance policy requires understanding your liability risks and legal and industry requirements.

There are different factors to consider before buying or renewing a policy, and there are mistakes to steer clear of by thinking about your needs.

Here are 10 common mistakes many people make when purchasing business liability insurance. ??

Does Your Business Vehicle Need Collision and Comprehensive Insurance?

Should you add optional collision and comprehensive insurance to your business vehicle’s commercial auto policy?

Let’s review what a mandatory policy contains and what these optional coverages provide so you can decide if you need one or both. ??

? News Flash! ?

Zensurance is excited to announce that we have been chosen as the preferred independent provider of general liability insurance for third-party Amazon sellers on Amazon.ca! ??

See our press release for more details. ?? https://ow.ly/s7O850S0EWE ??