#Zensurance Newsletter: June 23, 2023
Zensurance
Zensurance is a Toronto-based technology company and leading source for small business insurance in Canada.
How to Declare Your Small Business’s Annual Revenues and Why It Matters
Filling out a business insurance application to get coverage for your small business or profession involves answering questions about yourself or your company and your services and products.
Its purpose is to provide detailed information about your business, operations, and the associated risks you face to an insurance company. It helps insurance companies evaluate the potential risks involved in insuring you and determine the appropriate amount of coverage you need and the annual premium you are charged.
Among the questions a business insurance application asks is what your annual and projected revenue is.
Why Copywriters Need Professional Liability Insurance
Copywriters play a crucial role in crafting persuasive and engaging content for businesses.?
However, their work has inherent risks that can lead to legal disputes, financial liabilities, and reputational damage. And in the age of generative artificial intelligence (AI) platforms, the stakes are heightened for copywriters who use AI tools like ChatGPT.
What You Need to Know About Self-Employed Insurance
Every small business owner or entrepreneur needs to be financially prepared to deal with unexpected events or accidents should they happen. It’s why these savvy business people purchase liability insurance.
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The same applies to self-employed professionals or solopreneurs who do not work for a company. They, too, need to prepare for the unexpected by having a backup plan to help them recover financially from an accident, mishap, or lawsuit.
Compressed Work Week: Does a 4-Day Work Week Suit Your Small Business?
A successful business relies on optimizing productivity and generating profit. Recent years have shown a shift in our culture where we are now more fully recognizing that all of this must not come at the expense of work-life balance.?
While no law requires employers to offer a compressed work week, the evidence from several studies suggests that it can benefit both employees and employers has prompted many companies to adopt this type of work schedule.?
What Is Business Interruption Insurance?
When things go awry, and your small business’s ability to generate sales is threatened by an unexpected event, can you weather the storm?
For example, wildfires have raged across parts of Western Canada and Atlantic Canada recently, prompting residents and small business owners in affected communities to make hasty evacuations. For business owners, that may mean temporarily ceasing operations and hoping their properties aren’t severely damaged when they return.
One critical preparation component to ensuring business continuity in such a circumstance is having business interruption insurance as part of your overall policy.?