Zavron Finserv

ZinCash Personal Loan

ZinCash is a new way to get an instant personal loan. It is a safe and user-friendly application where customers can get an instant loan with minimum documentation.

Our loan products include Personal Loans, Business Loans, Used Car Loans and Two-wheeler Loans. We promote businessmen to expand their businesses, salaried professionals to fulfill their small financial requirements for house renovation, wedding functions, emergencies, etc.

ZinCash aims to make instant personal loans easy & accessible to every individual. We strive to make your experience smooth, quick, and secure.

ZinCash Loan app is powered by RBI registered NBFC Zavron finance private limited. The privacy policy of our services is fully regulated & legally registered.

Apply ZinCash personal loan app & receive a Personal loan from Rs. 10,000 to Rs. 3,00,000 in a short time, with an annual interest rate ranging from 16% to 36%* paid in easy monthly EMI.

Features

? 100% digital & paperless process

? Quick loan disbursal

? Flexible repayment tenure

? Minimal documentation

? Personal loan eligibility check

? No guarantor or collateral is required for approval

? Repayment period more than 3 months

? Easy & affordable EMIs

? Personal loan available from Rs. 10k to Rs. 3 lakhs

? A minimum 640-credit score is needed.

? Loan available for New to Credit (NTC)

ELIGIBILITY

? Age - 22+ Year

? Employment Type - Salaried only

? Monthly Salary - 15000+

? Credit Score-640+

Location-

Mumbai | Thane | Navi Mumbai | Nagpur | New Delhi | Gurgaon | Noida | Bengaluru | Chennai | Pune | Ahmedabad | Hyderabad | Jaipur | Indore | Bhopal | Chandigarh | Vizag | Vadodara | Surat | Mysore | Ernakulam

Documents required

? Adhaar Card| PAN Card

? Address proof

? Income proof

? Bank Statements (Last 3 Months)

ZinCash wants to create a significant experience for users. Our AI integrated app is a safe & secure loan application with a detailed privacy policy for your data security as per regulatory authority & to analyse your loan eligibility.

You need a few documents & a 640-credit score to get started. New to credit can also apply.

HOW TO APPLY FOR ZINCASH PERSONAL LOAN?

1. Download ZinCash Personal Loan App

2. Fill up primary details & check your eligibility

3. Complete your KYC & verify your income

4. Register for eNACH and eSIGN

5. Get loan disbursement directly to your bank in a few hours.

DOCUMENTS REQUIRED

? Address proof (Aadhaar card or Voter ID or Driving License or passport)

? Pan Card

? Bank statement

Personal Loan for Self- Employed Individuals

Just share a few details with us to know your eligibility for a Business Loan.

Your eligibility depends on the following factors

? Minimum age must be 24 years

? KYC documents (Aadhar Card, PAN card, etc.)

? Income Tax Returns of last 3 years

? Bank statements of 12 months

? Vintage Proof (Trade Licence, Cash Flow Statement, etc.)

LOAN CALCULATION EXAMPLE

? Loan Amount: Rs 50,000

? Tenure: 12 Months

? Rate of interest: 21% (on Reducing Principal Balance interest calculation)

? EMI Amount: Rs 4,632

? Total Interest Payable: Rs.5,584

? Processing Fees: Rs 1,500 + GST

? Total Amount Payable: Rs 4,632 x 12 months = Rs 55,584

SPECIFICATION

Loan amount: From ?10,000 to ?200,000

Interest rates: From 16% to 36% per annum

Tenure: 6 months to 18 months

Processing fees: 3% + GST (or) minimum Rs. 1,000 + GST

Process

1. Suggest 'ZinCash' to everyone network (Friends/customers) in your

2. Click on the "Downalod " option and share the link with interested Customers

3. Ask your customer to click on the link shared by you and choose 'ZinCash' from the screen

4. Customer needs to enter the name, mobile number, Email ID and Pincode then click on 'start journey now'

5. Now the customer will be redirected to the play store app to install ZinCash app

6. Now enter the Aadhaar registered mobile number and click on 'Send OTP' then verify the OTP and proceed to the next step.

7. Now enter your PAN card number and click on 'Next', after that it will be verified by the system.

8. Now the customer needs to submit personal details like DOB, select gender, email ID and click on 'Next'

9. Submit work details like company name, monthly salary, existing MI (if any), address, Pincode, and click on 'Submit'

10. Now eligible loan amount will be displayed on the screen, customer needs to click on 'Next' and proceed to the next step

11. Now the customer needs to complete KYC with the OTP received on the mobile number, upload the Aadhaar card, PAN card photo then click a selfie and upload it then upload Bank account statement and click on 'Next'

12. Now all the details will be verified by the system and if the documents are correct and the customer is eligible then the customer will get a message on the screen.

13. Set the loan amount and expected tenure from the screen and click on 'Next' 14. Now customer needs to register with ENACH and complete eSign process with the Aadhaar card registered mobile number

15. Scroll to the last page of the agreement and click on 'I Agree'

16. Now eSign screen will be visible, and a total of 2 times customer needs to complete OTP verification 1. Login Mobile number OTP 2. Aadhaar linked mobile number OTP

17. After this customer completes the application process, the customer can see their user dashboard where they can see the total loan amount, and EMI details to be paid.

FAQ's

1. Why 'ZinCash'?

ZinCash is a new way to get an instant personal loan, It is a safe and user-friendly application where customers can get an instant loan with minimum documentation.

2. To whom I should Apply to ZinCash?

Customer's age should be Min. 22 Years they should be salaried professional and monthly income should be 15000

3. What are the benefits of a ZinCash? ? 100% digital & paperless process

? 100% digital & paperless process

? Get loan from Rs.10,000 to Rs.2,00,000

? Quick loan disbursal

? Flexible repayment tenure

? Minimal documentation

4. How long does the application process take?

The application process is very easy and should not take more than 15-30 minutes of your time.

5. What documents are required to avail of a personal loan from ZinCash?

?Aadhaar Card

?PAN Card

?Address proof

?Income proof

?Bank Statements (Last 3 Months)

8. How long does it take to disburse its personal loans?

Once the application is submitted the system will verify the details. If the details are correct then the loan will be disbursed within 48 hours.