?? YOUR ULTIMATE GUIDE TO YEAR-END FINANCIAL MOVES FOR A THRIVING 2025 – WEEK 2: PORTFOLIO PLANNING!
Betty Pecha
Tailored Financial Planning for Women on the Journey to Security and Abundance. | Empower Your Financial Future: Women's Path to Success! | Envision, Achieve, Flourish!
Welcome back to our November series! This week, we’re giving your portfolio a quick “tune-up” to make sure it’s working hard for you.
It’s all about small adjustments that keep you moving toward your big goals. Let’s make those investments as purposeful as you are! ??
Here’s how to start:
1.???? Check in on Your Goals.
What’s the purpose behind each of your investments? ??
Did you hit those goals this year, or did you fall a bit short?
Don’t worry if things need a little tweak!
A regular check-in can make a world of difference—think of it as giving your plan a little TLC.
2. Pump Up Your Retirement Contributions
Saving for the future is like planting seeds ??.
How much are you contributing to your employer plan or your individual plan?
Can you add just 1% more?
Every little increase now helps you grow a lush retirement fund for later! And if there’s an employer match—grab that free money!
3. Revisit Your Risk Tolerance
How much risk are you comfortable with these days? ????
Maybe it’s time to ease off the throttle, or maybe you’re ready to go full speed.
Either way, it’s about making sure you’re comfortable with the ride, even through the ups and downs.
?? Want the full checklist?
DM me, and I’ll send it your way!
Next week, we’ll dive into Estate Planning to make sure everything you’ve worked so hard for is protected.
Here’s to smart moves and a thriving 2025!
Executive Assistant | Bachelor's in Political Science and Government
4 个月Betty Pecha Thank you for this practical guide on giving our portfolios a necessary tune-up. The idea of regular goal check-ins and minor adjustments is crucial for staying on track. I've found that even small increases in retirement contributions can make a significant impact over time. What tips do you have for maintaining a balanced risk tolerance in today's volatile market?
Maximizing Workplace Well-Being | Resilience & Productivity Expert | Mental Fitness for Personal & Business Success
4 个月Betty Pecha Great advice! A little portfolio TLC can go a long way. Checking in on your goals and pumping up those retirement contributions is such a smart move—love the idea of snagging that free employer match! ?? Thanks for the reminder to revisit risk tolerance, too. It’s all about staying comfortable with the ride while keeping our future in focus! ??
Revenue Producing Leaders ?? your impact & income | You’re in the room where it happens ?? | Be Invaluable | GSD | You know there's more | ?? Bender | Marathon Runner/Triathlete ????♀? ??♀???♀?
4 个月Betty Pecha where has this year gone? Thanks for another very timely post. What do people tend to forget at year end regarding their finances?
AI Keynote Speaker | Transforming Businesses with AI Solutions | Named AI thought leader by LinkedIn Asia
4 个月Great checklist, Betty! Love how you break down portfolio planning into achievable steps that keep big goals in focus. What’s one of the most common tweaks you see clients making at year-end?
Fun "Anti-CRM" for Solo Consultants Who Hate "Selling" but Love Serving Clients. Put the "relationship" back in CRM: conversations, referrals, follow-up, lead magnets, proposals. Host of the Sales for Nerds Podcast ????
4 个月How much time do you think people should devote each year to this kind of review?