Will Your Retirement Funds Provide You with the Future You Have Always Dreamed Of?

One of the areas I really love helping my clients in is uncovering untapped potential money that they have and they didn't realise they had.

One of those areas is pensions because when we think of the word pension, we often conjure up all sorts of images about time in the distance that's so far off that we don't really need to focus on it now, but actually we do, because if we don't, it suddenly becomes something that is just around the corner or a few years away.

Suddenly there's a big mountain to climb to get to where you want to be in terms of your income in retirement and not a gentle slope that it could have been, had you have reviewed your retirement plans earlier.

A pension is just a vehicle to hold your money in, that's all it is. It's tax efficient, it's very flexible and it can even be passed from yourself to your loved ones without any tax.

There's not much not to like about the vehicle of a pension, but because historically they've not always been seen to be the flexible investment structure they now are, we may not realise this.

Within Simplicity, this is one of the areas I really focus on because often we've moved from company to company and with that we've had a pension scheme that we've contributed into alongside our employer and as we've moved from one company to another, we've just left that company pension scheme dormant, without reviewing it.

How often to do receive pensions statements through the post every year and you just look at the value of it , and then you put it away and you, you don't look at it again. The the next year, another statement comes through.

What we can do here in Simplicity is write out every single pension provider you have, to find out what you have within your pension..

What you might find is that you have more than you realised or a more valuable types of pension.

With h the ability to consolidate your pensions into one single retirement plan you're in control, and you can see it more clearly.

With that clarity, we can talk about how much that might get you in terms of an income in the future and the lifestyle that you might be able to get with that money.

This can be a very happy conversation around your retirement, which helps to inspire and motivate you as you can now see ahead to what retirement may look like for you.

You really have nothing to lose.