Is your money in the right place? Where Millionaires, billionaires, banks, and companies put their money & 5 reasons you should too
A max-funded,?indexed?universal life insurance contract, when structured correctly and funded properly makes a ONE OF A KIND tax shelter for a portion of your serious cash for business growth, family funds, or retirement money.
Here are the TOP 5 reasons why
#1?-?Indexing?-?Your money is linked to the market through indexing, so that when the stock market performs well, you participate in the market gains. At the same time, if the market loses, your money is protected with a guaranteed floor
#2?-?Upside Potential?-?Your cash value will receive an indexing credit, based on the market/index that you select. When that market grows during a segment, which is commonly 12 months, your cash value will be credited with interest. If the market gains 12%, you'll gain 12%. The upside potential is generally capped at rates from 12- 16%.
$500,000 indexed to the S&P 500, starting in 1999 could have accumulated to $1,200,624 by the end of 2012, due to no losses during the down markets. By comparison, $500,000 in the market would have been worth $523,400.
#3?-?Downside Protection?- If the market you are tied to experience large losses, like?2003 and 2008,?YOUR CASH VALUE WON'T DECREASE due to market performance. The downside risk is eliminated because of a guaranteed floor, and because your money is in your?insurance policy?and not in the?market
#4?-?Lock and Reset?–?Whether it’s from interest credited from an index or cash?value due to excess premiums, any gains?are locked in and protected against loss, even if the index you are tied to loses. Each and every year this resets, so gains are added to the principal and are never lost due to market performance.
#5?-?Liquidity?-?Your policy’s?CASH VALUE CAN BE ACCESSED TAX-FREE via a loan. If you were to lose your job and need temporary income, want to take a family vacation, build a new addition onto your house, purchase a vacation cabin, you name it, your money would be accessible.
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Many highly- successful people use them as a working capital account for real estate portfolios or operating a business.
Look at al those benefits.
You don't get that in a bank, savings accounts, business accounts, 401(k), IRA, ROTH, nothing and no where other than an IUL.
Are you taking advantage? How much is your money and savings doing for you currently?
Caleb Law
206 818 5775 or [email protected]
206 818 0809 or [email protected]