Your January Compliance Insights Are Here
As we step into a new year, staying ahead of compliance challenges remains critical for companies operating in financial services.
In this month’s newsletter, we’re sharing updates from December and January, including insights for broker-dealers, RIAs, money transmitters, and more. You’ll also find select regulatory updates from the past month.
RIAs
Big changes are coming for Registered Investment Advisors (RIAs). Starting January 1, 2026, FinCEN’s new AML and CFT regulations take effect. These rules aim to strengthen transparency and prevent financial crimes, but they also bring new compliance challenges for RIAs.
What’s changing:
? Reclassification as Financial Institutions
? Mandatory AML/CFT Programs
? Reporting Obligations
Don’t wait for the deadline—start preparing now by conducting gap analyses, updating compliance procedures, and seeking expert guidance.
BROKER-DEALERS?
FINRA Rules Explained
FINRA regulations play a vital role in maintaining trust and transparency within the financial industry. Our latest articles break down key FINRA rules, offering actionable insights to support your compliance efforts.
Featured articles:
MONEY TRANSMITTERS?
领英推荐
Money Transmitter License: Steps + Requirements (2025)
Is your business ready to meet licensing requirements for transferring funds or handling digital currencies? A Money Transmitter License (MTL) is critical for operating legally and building trust with your customers.
In our latest guide, we cover:
? What an MTL is and why your business may need one
? How to navigate the state and federal application process
? Key compliance obligations, including AML and KYC requirements
? Financial criteria and ongoing responsibilities
Take the guesswork out of obtaining your MTL with clear, actionable steps.
Regulatory changes can reshape how businesses operate, and staying informed is critical to maintaining compliance and building a competitive edge.
Here are the top updates from the last couple of months your business needs to know:
About InnReg
InnReg is a global regulatory compliance and operations consulting team serving financial services companies since 2013.
We are especially effective at launching and scaling fintechs with innovative compliance strategies and delivering cost-effective managed services, assisted by proprietary regtech solutions.
If you need help with compliance, reach out to our regulatory experts today by replying to this email or by filling out the form and telling us more about your company.