Is your health insurance really that complex?

Do you always find health insurance complicated and difficult to understand? Is it as if everything just goes over your head leaving you with multiple doubts??

Is health insurance actually that complex or is it just a misunderstanding??

Let’s try and figure it out!

Health insurance is for sure complex with the T&Cs defined under the fine print, yet unclear to a common person like us. The nitty-gritty of health insurance contains a lot more information about what’s covered and what’s not, that is where the real problem begins.?

Here’s the catch!?

“We buy policies because we know that we should have one. The focus is on the need of purchase and not on what we are purchasing.”?

Trust me, if you want your policy to work for you, there is no way you should be missing out on these details. It's a must!

Your need matters, but with the knowledge of what you buy and what terms and conditions it comes with - you can make the most of your policy!

Yup! You got influenced by people or by agents or by advertisements we see, but isn’t the money yours? And what about your preferences, your requirements and expectations?

When you do your research and do not rely on what people said, you’ll end up buying a policy plan that best suits your needs.?

All you have to do is make some effort and read about what those terms and conditions mentioned in your policy mean.?

Why am I stressing upon this fact over and over again?

Because the realization of its importance will be understood when you’ve to use the policy.?

Which is too late to start!

Why do people face so many problems in their claim process when they’re at the hospital? It’s understood that insurance has its loopholes.?

One of the core problems from where these complexities rise is unawareness. Confusions and complications arise because people are uninformed - they simply don’t know or understand how to use their policy in the best way.?

What can you do to overcome such complexities?

1. Research and read online about the options available and what’s inside them.
2. If you have already bought the policy, call your agent right away and ask for policy coverage details. You’ll be surprised!
3. Go through IRDA’s and respective insurance companies’ websites to read about their services, terms and conditions, and your rights.

Or simply #CheckwithSWADL - the one-stop platform eliminating all these complexities. With SWADL you can know about the smallest of details about your policy and even get your claim processed smoothly.?

Whatever the source, we want to encourage you to be fully aware of your policy and utilize it in the best way in time of your need - instead of being confused.?

Health insurance might be complex but not impossible to understand…at least with SWADL’s app in your hand.?

#healthpolicy #healthinsurance #mediclaim #irda #insurance?