If you are unable to do great things then do small things in a great way.

The Financial GPS.

Riccifinancialgps.com

Rates in the financial and retirement industry have skyrocketed with the increase in interest rates.

Now this may not be good in the housing or auto buying market it's great for your money in retirement.

Bank, CD, 401k, and Market rates of return are going down yet annuities and income-based retirement accumulation products rates are going up.

Do you have an LTC plan in place??

Have you had to come face to face with a relative friend or someone you love who didn't plan for health and retirement like they thought and you or someone you know had to help? I Have.

Does your employer-based 401k or any other vehicle have plans for your health after retirement?

Did you know 70% of all Americans will need LONG TERM CARE? The question is would you like to have that at home or somewhere else?

Hi there, can we have a meeting I truly want to go over everything

I have been a licensed certified Financial, Retirement, and Index professional for a long time now.

With that being said I honestly see a lot of annuities, stocks, IRAs, and employer-based plans as not great and simply don't address a need or just don't perform and honestly just stink!?

I know most professionals won't say that but it's true and I'm not afraid to be honest.

Now there are a few that are doing great and addressing your needs.

It's a wake-up call. 401Ks Cd`s Savings Accounts IRA and all government-owned retirement accounts once considered a cornerstone of retirement planning, may not be enough to sustain the lifestyle you envision.

You're not alone. With rising healthcare costs, no idea how much you will be paying in taxes, market volatility, and longer life expectancies, many pre-retirees are facing a retirement savings shortfall.?

With Americans living on average 15-20 years longer and the average life span going up to over 82 a person who is accustomed to earning 100k per year will need One million dollars per decade to live the life they're accustomed to without penny-pinching drastically.

Now we are hearing the government wants to raise the full social security age higher than 70.

What do you do?

Let's talk, and have some fun educating each other and I will do a financial check-up with you where I'll share proven strategies to help supplement your 401k. Ira or any other retirement vehicles you may feel you need educational information on.

I'll outline actionable strategies to help supplement your retirement income, whether you're just starting to plan or are only 5, 10, or 15, years from retirement.

If you're feeling squeezed and tired of losing sleep over this, I have an answer to peace of mind - Many pre-retirees face a similar reality.??

Let's have an educational talk to discuss these important topics.

Thanks again and hope you appreciate my honesty.

Robert C. Ricci Jr.

Financial GPS LLC.

We use a Turn-by-Turn guided system family and business approach, to take you step by step and help direct you through your Financial, Retirement, and Insurance journey.?I am your Financial GPS.

559-802-0262

Riccifinancialgps.com

Calif. Lic# 0k07585/ Licensed in all states.

Visalia, Ca. 93277

[email protected]

Aegis Financial Inc.

Robert C. Ricci Jr.

Financial GPS LLC.