Are you Spending or Investing?

Let me start with a riddle!?

We all have it in the same quantity every day yet most people feel they don't have enough of it. You cannot borrow it, you cannot lend it. You can never have more than what you get every day & yet we need it more every day.

?Guessed it? I am sure You did!! Yes, It’s Time.?

Of all the things that are freely available to us, Time is perhaps the second most undervalued element in our life, the first being health. I may be wrong but I strongly feel, it’s only after a particular age we realize we don’t have enough time and there is so much to do.?

The clock is ticking, it will keep ticking and with every tick, we are losing a second from the allotted time to us.?

As I write this article, I am 40 years old i.e. 14,732 days i.e 353,568 hours i.e. 21,214,080 minutes i.e. 1,272,844,800 seconds & by the time this article is the hours, minutes and seconds would have changed and by the time you read it mostly even the days and week would change.?

When we look at age, it may just seem a 2-digit number but when we start looking at every minute, we realize how much time is gone.?

We all understand the importance of Money in our life & we struggle to save and earn money as much as we can in the best of our capability & what we exchange to earn Money, our biggest asset Time & most people don’t even calculate if they are getting the right ROI of their time invested.?

Let’s calculate that if you are paid 500 Rs/ hour & you are working 40 hours per week, your monthly income is 86,666.67 & Annual CTC is 10,40,000/- i.e., only if you are working for 40 hours/ week i.e. 8 hours a day for 5 days a week.?

But working for 8 hours is a myth for many, Nowadays, most people even at 5 lakhs package & above are working for 12 hours and more every day.?Take a pause, open the calculator on your phone or your computer & calculate how much money you get for every hour you invest at work.?You will be astonished at the result.??

& Because they haven’t calculated that people end up saying I don't have enough time. & This is where the quote by Author Grant Cardone totally fits true, he says: “Most people have no clue what they are doing with their time but still complain that they don’t have enough.”

Do you agree? I certainly do. How many times do we hear someone complain that their life isn’t heading in the direction that they want because they haven’t got the time? & There will always be a but and because for everything we don't do that we are supposed to do.?

1) Because I am handling multiple projects and tasks, I cannot focus on my core areas of improvements.??2) Because I am the only one in the team who knows all the functionality, I have to work overtime.

There is always and will always be an excuse for no time.

We all get 168 hours in a week (7 days X 24 hours) who you become is simply the sum of what you do with that time. So, what are you doing with yours?

If you slept 8 hours each night (8 hours X 7 days = 56 hours), you’d have 112 hours left.

If you worked 50 hours per week, you’d have 62 hours left in your week.

If you spend 3 hours eating and commuting each day (3 hours X 7 days = 21 hours), you’d have 41 hours left.

Therefore, in theory, the “average person” might have about 40 hours every week to spend time with their family, pursue their hobbies, do other tasks, learn something and do whatever else they wanted to do.

& if we’re being honest, how much of that time is deliberate, purposeful, and goal-oriented?

Meanwhile, how much of that time are you not fully present or simply wasting away in distraction?

The way we use our 168 hours each week will ultimately determine what we become or what we achieve.

It’s time to ask ourselves, how much time am I investing, and how much am I spending? The equation of time is the same as money, the more you invest, the greater your potential return.

The best way to maximize your return on time invested is by applying the Pareto’s Principle & the 10-90 Planning rule.?

If you know the principle, it says, 20% of your activities will give you 80% of the outcome, 20% of your clients will give you 80% of the revenue & this principle is applicable in most areas of our life.?

The 10- 90 rules state that if you spend 10 minutes in planning a task, you can save 90% of the execution time on the task, practically speaking 10 minutes of planning the day can save you 2 hours on average every day.?

Time is our biggest asset and yet we have no control over it. We can make time our ally by planning, investing and focusing on our High Value task to ensure we optimize on the Returns for the time we invest or we can continue the rat race.?

That Choice is always with us.?Thank you for your time to read this article. Do leave your feedback and your views on what you think?