You should never, ever ignore flood risk

Planning to skip flood coverage because you’re in the middle of the high plains? Think again. Lakes, rivers, and oceans aren’t your only watery concerns. Forgetting about your sump pump or sewer can be a catastrophic mistake.

Patti Clement, a senior vice president at HUB International, recommends purchasing an “all risk” policy.

“If there is a power failure and it causes the pumps to fail and you have flooding in the basement, it is a way for the loss to be covered,” she says.

Wayne Margulies, HUB International, 212-338-2203 - W[email protected]