Are You Risking a Rejected 401(k) Split? Here’s the Fix

What if the biggest mistake in dividing a 401(k) is also the easiest to prevent?

The Problem: Undefined Marital Share

When dividing a 401(k), IRA, or 403(b), failing to specify the former spouse’s portion in dollars or percentages is a critical error. Unlike pensions, defined contribution plans won’t calculate the marital share for you.

The result?

• Rejected QDROs
• Frustrated clients
• Settlements that fall apart

This is one of the top mistakes I highlight in our Masterclasses—and it happens more often than you think.

The Second Mistake: Assuming You Need Complete Historical Statements

Many attorneys believe they can’t calculate the marital share without full historical records. That’s simply not true.

Our Forensic Retirement Valuation team has successfully:

• Identified reliable documentation when full statements aren’t available
• Traced marital and non-marital funds
• Applied reasonable rates of return
• Calculated gains and losses for precise division

I’ve personally testified to these methods in court. The results speak for themselves: accurate data, smooth negotiations, and confident client representation.

What’s New: Expanded Forensic Retirement Valuation Services

To meet growing demand, we’ve expanded this division with:

• A dedicated team
• Enhanced technology
• Proven methodologies to eliminate rejected QDROs and settlement disputes

Your Next Step

Don’t wait until the agreement falls apart. Bring us in before the settlement is signed.

Need help ensuring a smooth retirement division? Let’s talk.