Are you ready for pre-retirement?
Angel Torres, MSF, MBA, ChFC?
Lead Financial Advisor | CFO Strategic Services
Emotionally Adjusting to Retirement
?There are three emotional fear factors when people consider retirement:
The change from a work identity to a post-work identity can be a slow process, especially if you have significant emotional connections to your career. Focus your efforts on changing your self-identification to meaningful nonworker roles. You can't discard the worker role without replacing it with something else.
Retiring is a series of transitions, but change can be very unsettling. You can't forecast the future — which can be scary. You may feel you no longer have a purpose. One remedy is to increase involvement with nonwork-related activities, strengthening your relationships outside the office.
What matters to you? Like everyone else, you need to feel appreciated, noticed and depended on. But maybe not depended on too much. You don't want people to assume that you're going to be a babysitter. Here's where expectations come in: It's important to articulate expectations and avoid misunderstandings by discussing concrete thoughts on how you and your family see the future.
Retirement lets you simplify life and allows you to take on fewer obligations. Think about all the "boxes" of whom you used to be and unload them. It's a time of new beginnings and making friends. Developing social connections creates a healthy brain and a more vibrant person.
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You don't have to worry about rendering yourself irrelevant once you stop interacting with others at work. For many, it used to take work to make them feel relevant. According to surveys, your initial discomfort about retirement will last about 18 months, after which a level of happiness takes over. There is life beyond work; you just have to get through the transition period.
Here are some tips for taking it all in and getting past the awkward stage:
The joy of retirement is that it's up to you to design the type of day — the kind of life — you want to live.
Article provided by Stivers Law