Are You One of the Millions Missing Out on Your Pension? Here’s Why Tracking It Down Could Be Life-Changing"

Are You One of the Millions Missing Out on Your Pension? Here’s Why Tracking It Down Could Be Life-Changing"


The Shocking Truth: £31 Billion in Lost Pensions!

Imagine walking away from a job and unknowingly leaving behind £9,470. Now, multiply that by several jobs over your career. It’s a terrifying thought, but for millions of people, it’s a reality. According to the Pensions Policy Institute (PPI), there are currently 3.3 million 'lost' pension pots in the UK, with a combined value of £31.1 billion.

How did it happen? Life got in the way. New jobs, house moves, auto-enrolment, and simply not keeping track. But here’s the real kicker — the average lost pot for people aged 55-75 is £13,620. That's potentially the difference between a comfortable retirement and financial struggle.

If you’ve ever switched jobs (and let’s face it, most of us have), there’s a good chance you have a lost pension or two. The rise in 'auto-enrolment' means we’re all being enrolled into new pensions every time we change employers, but very few of us keep track.


Why This Matters (More Than You Think!)

1?? It’s Your Money — Don’t Leave It Behind The thought of having a "mystery" pension worth thousands should be enough motivation to act. This is your money, and it’s sitting in an account waiting for you. While you might have mentally moved on from your old job, your pension didn’t.

2?? Pension Power = Freedom in Retirement Every extra penny in your pension pot counts when it comes to retirement. These ‘lost pots’ could add up to tens of thousands of pounds, giving you more freedom, choice, and peace of mind in later life. Imagine using that money to go on holidays, help your kids, or reduce your reliance on state support.

3?? It’s Easier Than Ever to Find It With the upcoming Pensions Dashboards, tracking down your pensions will become easier than ordering a takeaway. But why wait? Services already exist to help you track down pensions today.

4?? The Mental Benefits are Huge It’s not just about the money. Knowing exactly where you stand financially is a form of mental freedom. The weight of "I should sort that out one day" is gone. You’ll feel more in control, less stressed, and more confident about your future.


How to Track Down Your Lost Pensions (It’s Easier Than You Think!)

  1. Use the Government’s Pension Tracing Service You can start your search for free. All you need are the names of your previous employers.
  2. Contact Old Employers If you can’t find the info online, drop your old employers an email. They are required to keep records.
  3. Work with a Financial Adviser If you’re serious about reclaiming your financial freedom, working with a financial adviser can streamline the process. Advisers not only help you track your pensions but also consolidate them into one, simple-to-manage plan.


Why Wait? Here’s Your Call to Action

If you could find £13,620 today, would you wait? If you’re aged 55 or older, the chances are your lost pensions could be worth even more. Don’t be one of the 3.3 million people unknowingly walking away from their money.

Take control of your future. Track down your pensions, and you’ll be surprised at how quickly those forgotten pots can transform into your future lifestyle fund.

Take Control of Your Pensions — And Your Future

Don’t let your hard-earned pension savings slip through the cracks. With over 35 years of experience in helping people like you take control of their pensions, I know how life-changing it can be to reconnect with lost pots and bring everything back into focus.

If you’re unsure where to start, or if you’re juggling multiple pensions from different jobs, I can help you track them down, consolidate them, and create a clear plan for the future. It’s not just about the money — it’s about having confidence, clarity, and control over your retirement.

Take the first step today. Book a free, no-obligation discovery call and let’s see how much of your future we can bring back into view. Your future self will thank you.

BOOK YOUR DISCOVERY CALL ??

Don’t leave your financial future to chance. Reclaim what’s yours with the guidance of a trusted expert.


Joseph J.

I help financial advisers to transform their professional brand into a magnetic force that attracts high-value opportunities by becoming a thought leader || Business Operations Manager at Migasuto

2 个月

Great reminder, Lee Gardner Hidden pensions can make a big difference in retirement. This is a helpful reminder to take proactive steps in planning for retirement. Thanks for highlighting this important issue

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