You Don't Have 20 Years To Save For Retirement?

What if you don’t have 20 years to save for retirement?

That was the basis of the questioned posed in this part of my appearance with Greg Rollett an Emmy? Award-Winning Producer, Best-Selling Author when he interviewed me not too long ago in his Florida studios.

Here’s how it went:

Gerg: So we've talked about social security is not going to be enough to cover us. We've talked about these jobs that we're taking, the greeter jobs, things like that. That's not what we want to be doing. Even if we say it is what are people doing today for retirement?

Dr Rouse: Again, it's strange. They keep doing more of the same. They thought the financial people and the financial guys are nice enough guys. And they go back to the only thing that they know, which is a buy and hold system. You buy it and you hold it for 30 years and it's going to appreciate, in value. And life is going to be happy for you.

Greg: If I'm in a short window, I don't have 30 years.

Dr Rouse: Yes, You don't have 30 years. It gets to be a problem. Lots of problems with this system again, because the time isn't there. Time keeps, clicking away every. Every day you’ve got one day less. And at that point in time, what are you going to do?

You have to do something different. And the financial guys don't understand how it works because they only know what they were told.

And everybody told Columbus he's going to fall off the face of the earth.

Until he didn't.

So you can actually get triple digit returns.

The financial guys don't know how to do it because it's too hard. They don't have the background. Even with 20, 30 years of experience.

You walk into a Bank of America, you see a Merrill Lynch guy in there and he looks gorgeous. He's got great tie and suit and everything. Great teeth. A young guy. And he can't do it with all Bank of America's expertise, with everything backing Bank of America, he can't do it.

It's difficult. It's really is hard to do because they don't have the training for it. They don't teach us stuff in college. It's bad enough when you leave college and you're seriously in debt. More than if you bought a house. With an education that doesn't necessarily generate any income for you.

Greg: Right. Or a $30,000 a year job,

Dr Rouse: A hundred thousand dollars of debt. And you've got $30,000 a year job.

Those numbers don't work, right.

And, they keep going back to the same 30 year plan and it doesn't work. You need something totally different.

And that's why I ended up having to develop Short Window Retirement Planning.

It's the only system designed specifically for people that are 50 and older, that want to be able to catch up that retirement savings in just three to five, maybe seven years tops.

To get back to a place where they can comfortably retire without having to worry about surviving at a job that they really don't want. They can try and talk themselves into it, but they really don't want that job. And if they had the money, they wouldn't be doing that job.

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And that's how it went.

If you're at the point in your life when you admit to yourself that you're not 100% certain that you'll have enough money to retire comfortably, or ever at all, just reply to post or DM me and let me know how I can help.

Dr Fred “focused for retirement” Rouse, CFP

The REAL Money Doctor

DrRouseNow.com