You Can’t Save Your Way to Wealth
Sameera Desai
Founder & Senior Strategist @ Brand Atelier | Elevating Prestige Brands in Luxury & Property | Head of Membership @ The Luxury Property Forum
Saving your way to wealth might have been a great strategy as an 11-year-old stashing the cash from washing Dad’s car. It isn’t a great strategy when you’re a professional with a busy life and a desire to secure financial freedom whilst maintaining cash flow in the short-term. Buy-to-Let seems intimidating, your lifestyle doesn’t have much room for error or further input. So what’s next?
Given the current interest rate is just 0.25% and current inflation 0.6% (link: https://www.bankofengland.co.uk/Pages/home.aspx) you don’t need to be a maths whizz to realise where the problem lies with a savings-only strategy. Savings don’t offer a good return on investment, and they definitely don’t help cash flow.
Savings vs. Return on Investment – The Problem
If you work in and around London and usually have more month at the end of the money, chances are you’re starting to feel bewildered as to how those around you are getting wealthier while you keep churning money into savings, hoping for a miracle. The answer is simple: whilst interest paid on savings might be an example of passive income, it does not provide a good return on investment (ROI). People who understand how to make money work for them don’t save, they invest. They make much better returns, build their financial freedom, and work towards their financial goals – but How?
Armchair Investments – The Solution
Armchair investments, where you employ the expertise of experienced specialists to implement your financial goals is becoming more and more popular. These packages allow you to get on with your busy lifestyle, while watching the money drop into your bank like clockwork. Furthermore, they make sound financial and lifestyle sense. You’re not alone in being time-poor. You’re not alone in being the squashed income bracket who has to work hard and wants to make their financial future secure.
But How Does This Fit With My Lifestyle?
If you’re too busy and simply don’t have the time to manage an investment, let alone do the homework on what makes a good one, you need someone who has already done the hard work. Savings are easy. You sit back and they do their thing. How can you emulate this ease with a decent return on investment?
Buy-to-Let can be confusing, especially when you’re looking at London properties and London prices. This is where Lifestyle Property People can make a difference by finding you a hassle-free, hands-off armchair investment that beats savings, hands down.
Investing in Property for Financial Freedom
Just a little research into Buy-to-Let can leave you feeling daunted, but stocks and shares are a risky game. Wouldn’t it be great if you could invest in Buy-to-Let knowing that your investment is secure, ticking the boxes of all the things you should check (link: https://www.thisismoney.co.uk/money/mortgageshome/article-1596759/Ten-tips-buy-let.html) without you adding to your workload as a landlord? Well, you can.
We’ve been there, done it, and we’re still wearing the t-shirt because we feel passionate about investment options for people like you. We invest in Leeds because it does tick all the boxes! You’ll get the best return on investment at a relatively inexpensive price point and a team of professionals to help you deliver month on month.
We believe in the service we provide, offering you a complete, packaged, hassle-free investment directly from your armchair.