Would my health insurance cover me if.....?

Would my health insurance cover me if.....?

Worst case scenario of a parent or provider injured in a major car accident or suffering a major illness. We all know or heard of a family that endured this scenario due to a traffic accident or more recently a long-term COVID crisis. Is your health coverage plan truly comprehensive enough to cover you AND your family?

Well, what is the maximum out-of-pocket you'll have to pay for medical coverage? Would you or your loved ones get any kind of cash benefit to take care of your household expenses while you are recuperating? Does your health plan offer short-term disability income? Is additional life insurance included? Is every member of your family eligible for cash payments during the recovery period? Are you aware of all of the benefits/coverage of your plan??Do you know what questions to ask when selecting your health insurance?

In today's insurance market, you absolutely need a Personal Health Advisor to help you navigate this often confusing field and find the kind of health insurance coverage you need. To make your decision easier and more comprehensive, a Personal Health Advisor will complete a review of your current health plan and let you understand all the details. You should gain an understanding of coverage limits, exclusions, waiting periods, deductibles, and other limitations that may affect your family's well-being.

If you choose a health plan without researching the market, your health care will be expensive and possibly unaffordable.?There are plans on the private health market that covers everything in our "what if" scenario, and you will pay less than your current coverage. #insuranceontheflipside

CHESTER SWANSON SR.

Realtor Associate @ Next Trend Realty LLC | HAR REALTOR, IRS Tax Preparer

2 年

Thanks for Sharing.

Jeff Goldstein, PLLC.

"Go for the Gold: Your Dream Home Awaits"

2 年

I appreciate the article, I have never heard of a Personal Health Advisor?before you article Khani Shaw

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