Women-specific health insurance policy is not worth your money

Women-specific health insurance policy is not worth your money

Welcome to this week's Personal Finance Newsletter! Uncover why health insurance designed specifically for women might not be the wisest financial decision, why choosing your life insurance requires careful thought, and how to adjust your Cost to Company (CTC) to reap the most benefits under both the old and new tax regimes. Dive in to secure and grow your finances!


Are you planning to buy a women-specific health insurance cover? Consider choosing a general health insurance plan that includes maternity benefits instead. Adding a separate maternity cover can significantly raise your annual premiums throughout the policy's duration.

Surbhi Gloria Singh explains why women-specific health insurance is not worth your money. Read here

Choose life policy carefully; early surrender can cause major losses


Investors should sync tax savings with goals and cash flow needs

If you are one of those who have done a last-minute running around to complete your tax investments before March 31, you will do well to keep the momentum going in the new financial year. Starting your tax planning for 2024-2025 right at the start of the financial year will help you organise your finances better and maximise the benefits from tax-saving investments, explains Sarbajeet Sen . Read here

Bima Sugam - your one-stop portal for all insurance policies: Details here


How to restructure your CTC under old and new tax regime for maximum benefit

Restructuring one's salary has gained more prominence as employers are offering flexible packages now. This enables employees to rationalise each component of their salary to optimise the tax benefits. Sunainaa Chadha explains how you can restructure your CTC under old and new tax regime for maximum benefit. Read here

What are ghost jobs? How to identify them and tips for job seekers


Other Reads on Business Standard

Check out some of Business Standard's other insightful stories on home loan, T+0 settlement, EPFO, and more:

Home loan: Don't forget to ask your lender these questions before applying

Faster funds, more flexibility: How T+0 settlement cycle benefits investors

What Australia's 'No Further Stay' in visa policy means for Indians

Explained: Why India's market cap is likely to hit $10 trillion by 2030

New EPFO rule for you: No need to request for PF transfer on changing jobs


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