Wind & Hail Storm Insurance is No Simple Matter

Know your out-of-pocket consequences!

Although it may seem profitable to invest in a property in Texas, there are risks. This is because it is a cyclone-prone area where the potential of weather related damage exists. And while acquiring proper coverage is obviously essential, insurance rates and deductibles are remarkably high.

Some may think that a ‘Shared Limit’ policy is the answer because it is relatively cheap. What these people may not realize, however, is that this type of coverage groups insurance premiums of a few companies together … as well as their losses . This means that there will be caps on any damage claim and if the wind damage is bad enough, the losses could be crushing.

It’s crucial to deal with an honest independent insurance agency. With a team that has your best interest in mind, you’ll become an informed consumer, aware of any potential pitfalls and equipped with the best coverage for you.