Why You Shouldn't Wait Until January
photo credit canva

Why You Shouldn't Wait Until January

Can you believe Halloween is next week??And?Thanksgiving and Christmas are only one and two months away! It's crazy how time flies. As I talk to people about improving their personal finances?this time of year, they often say,?"Let's wait and get started in January."

Know why they say that?

Because they're afraid I'm going to "ruin the holidays" by "not letting them spend any money." ??

Here's what they haven't discovered, yet...?I'm NOT the Grinch!

I love the holidays!?And I love spending money on gifts, gatherings, and all the trimmings, too.

If you happen to?hire me as your Financial Dignity? Coach, I'm?not?going to make you skip all the holiday fun. (Seriously, I'm not a monster.)

Here 3 more reasons?why you shouldn't wait until January to start working on money goals.

1 -You'll be accomplishing when everyone else is just starting.?Come the first week in January, you'll have made serious progress on your personal finances. In the first 60 days of financial coaching, we'll have your finances organized, your personal finance app set up, and the first draft of your Prosperity Plan complete! You'll already have forward momentum, checking things off your Money To-Do List, left and right!

2 -Your holiday spending will be mindful and meaningful.?What you pay attention to grows in a positive direction. Those who choose to ignore their personal finances during the holiday season will likely have a rude awakening come January. If you're working with me, you'll sail through peak emotional spending season with tools to help you manage both your emotions and money wisely. This means you probably won't be waking up next year with the dreaded "Christmas credit card hangover."

3 - You'll save money!?Every January, my pricing increases on my Financial Dignity? Coaching. Why? Because I'm becoming more valuable! I'm always refining my coaching craft and my clients' results spiral up and up as I improve my own skills and mindset.

It's not uncommon for my clients to improve their financial situation by $30k, $40k, and even $50k+ in just six short months!

I'm not sure how much your net worth will grow during our time together if you choose to work with me one on one.?But I can tell you this: every client who sticks with me for the entire six months gets a positive return on their coaching investment.

So, if you've been thinking about working with me,?let's chat!?I'd love for you to save money, get a head start, and be well on your way to Financial Dignity? by New Year's Day.

Victoria Kirilloff, CDFA?, NCPM?, CDS?

I help families make data driven financial decisions during life crises like divorce and death. | Founder of Wealth Analytics and Divorce Analytics. ??

2 年

Yes! I agree with this. ????

Sherri Phillips

Deutsch Photography. Why blend in when you were born to stand out? Headshots, Team Portraits, Personal Branding | Corporate & Nonprofit Events | Commercial Photography | B'Mitzvahs, Weddings, Family Photography

2 年

Small steps now = less panic, more freedom later.

Anne Irene Ryan

Resume & LinkedIn Coaching for Professionals & Students ? DM me STAND OUT | Career Success Workshops for Associations, Conferences, & Colleges ?? DM me SPEAK

2 年

Christine Luken as I read your article I kept thinking of my favorite Jocko Willink?quote, "discipline equals freedom."

Janet Kendrick

Helping leaders rebalance their power from the impacts created by Adverse Childhood Experiences through the lens of our money relationship and healing money wounds.

2 年

Awesome! Thanks for sharing!

Derek N.H. Notman, CFP?

Founder & CEO at Couplr AI | Revolutionizing Financial Advisor Matching through AI Technology for Insurance & Wealth Management Companies | REBL Dad | Speaker | Co-Host Rethink FA Podcast

2 年

All great but I particularly like # 2, that's real value with meaning.

要查看或添加评论,请登录

Christine M Luken的更多文章

  • Dissolve Your Money Blocks with Hypnosis

    Dissolve Your Money Blocks with Hypnosis

    In this eye-opening episode of the Money is Emotional podcast, I sit down with Tammy Tyree, award-winning author, and…

    6 条评论
  • Creating Healthy Money Boundaries

    Creating Healthy Money Boundaries

    Are you an over-giver? Do you sometimes have difficulty saying "No," to others when you know deep down that you should?…

    5 条评论
  • Widowed at 35

    Widowed at 35

    Sure, your spouse is doing a fantastic job managing the family finances. But what if you suddenly had to take over…

    6 条评论
  • Saying No to Financial Requests

    Saying No to Financial Requests

    A friend or family member asks for your help financially, whether they ask you to co-sign a loan or give them money…

    8 条评论
  • Comparison, Envy, and Contentment

    Comparison, Envy, and Contentment

    Have you ever caught yourself scrolling through Facebook or Instagram, seeing someone’s picture-perfect vacation, new…

    10 条评论
  • The Good Money Revolution

    The Good Money Revolution

    Today's headlines are plastered with the dark side of money: greed, corruption, scandal, and more. But what if we can…

    8 条评论
  • When Others Control Your Financial Future

    When Others Control Your Financial Future

    I used to think that being good with money was all about knowing the numbers. After all, I had an accounting degree and…

    14 条评论
  • Triumph Over Financial Trauma

    Triumph Over Financial Trauma

    What happens when grief, trauma, and money intertwine? Well, let's just say that the results are less than stellar. In…

    6 条评论
  • Unlock Financial Balance with The Wheel of Money

    Unlock Financial Balance with The Wheel of Money

    Are you ready to level up your finances? ?? Join me on January 28th for The Wheel of Money masterclass—a fun…

    4 条评论
  • Balancing Your Financial Yin & Yang

    Balancing Your Financial Yin & Yang

    In this engaging podcast episode, I unlock the secrets to harmonizing the dreaded budgeting rules with a bit of fun…

    10 条评论

社区洞察

其他会员也浏览了