Why use a bond Originator ?
When we go out shopping for something we appreciate having a few options to choose from. So why not have that ability to choose when shopping for mortgages? Well you can! Simply apply to as many different banks as you can. But there is a problem with that, if you have ever been into a bank you would know all about the ques, filling out confusing forms ,for each bank, its just going to be time consuming … its going to be a Nightmare.
What if I told you, you could apply for a mortgage at every major reputable bank in the country with one simple form and only a few minutes on the phone and with a couple emails. Oh and you could get up to 1% of your interest rate … talk about a pleasure. Well you can do all of this with these fantastic people called ‘Bond Originators’ and the best part… ITS ABSOLUTELY FREE!
Here are 5 reasons why you should use a Bond Originator
1. Submit the right documents once.
Your Bond Originator will know exactly what documents you will need for your application. Depending on whether you are self employed or a business owner these documents with change slightly.
They will get all the relevant information from you from the start to apply to the various banks and make the process as easy and stress free as possible.
2. They will negotiate for the deal.
On your behalf your Bond Originator will negotiate the best possible deal. You can be sure to get the best deal because when a Bond Originator submits an application the Bank will know that all the other major Financial Institutions are also looking at your application. This prompt each of the Banks to put their best deals forward to fight for the business.
This is not the case when applying to your ow bank as they know (or presume) you are only applying through them and they don’t have fight off other banks for the business.
3. They know what each Bank likes to see.
Bond Originators have built great relationships with Banks and have learned precisely what each institution looks for in your application. This means they are highly skilled at presenting your application, financial history and current circumstances in the best light for each bank. They will not lie or misrepresent you but will be able to argue on your behalf most effectively.
4. You don’t pay a cent for their service
Considering all the added expenses when buying property, having this free service is gold.
Additionally, there are no added fees on top your bond registration fees… Bond originators and totally free to you. Bond Originators get paid a commission from the Bank only on a successful application, this adds to why they work to get you the best deal.
5. You have a greater chance of getting a bond.
Statistically you have a greater chance of success when using the services of a Bond Originator.
It’s a ‘no brainer’ when you have found the property of your dreams give yourself the best chance possibly to making it yours with the services of Bond Originators. At Real Estate Company we highly recommend the services of Durban Property Finance with their spectacular team, open communication and quick turnaround time.