Why should you hire a Public Adjuster?
Anyone considering filing a property insurance claim should also think about hiring a public adjuster, especially if the claim is for a high amount. As a policyholder, you have little to lose: Many public adjustment firms offer to visit a property loss free of charge to help a policyholder determine the severity of damage and whether they should file an insurance claim.
Even if a policyholder is confident in the dollar value of their property loss, it is good practice to get a second opinion. Frequently, adjusters visit a home or business and find that their loss estimate is far below what it should be. Public adjusters are professionals and it’s unlikely they will leave out costs in their calculations that a policyholder might forget or not know about. For example, if part of a roof is destroyed by wind, a homeowners risks miscalculating the cost of a new roof and neglecting to include the cost of removing the damaged roof altogether.
Submitting an accurate, detailed claim is crucial to getting the right about of money from an insurance company to cover a property loss. Remember, even the best homeowners insurance companies will never voluntarily pay more than an amount claimed. Policyholders need to be conscious when they are claiming the correct amount and hiring a public adjuster can help ensure that.
Contact us:
377 Oak Street, Suite 301 Garden City, New York 11530
Phone numbers: 516.280.4396, Fax: 516.280.4398
Email: [email protected]
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