Why Multi-Generational Living Is the Future

Why Multi-Generational Living Is the Future of Housing (And How Bill 44 Makes It Possible)

For decades, we’ve been told that success means moving out, buying a home, and creating an independent life. But times are changing. Families are rethinking how they live, and a major trend is emerging: multi-generational living.

With Bill 44, British Columbia has taken a bold step to reshape housing, allowing homeowners to turn their single-family homes into multiplexes—unlocking new possibilities for multi-generational families, property investors, and homeowners looking to maximize their equity.

But here’s the catch: not every property qualifies, and navigating the process isn’t as simple as slapping an extra unit onto your lot. In places like Burnaby, where over 300,000 homes are currently ineligible, homeowners need to understand their options and how to work within the framework to make multi-unit housing a reality.

The Rising Demand for Multi-Generational Living

This shift isn’t happening by accident—it’s being driven by real financial and lifestyle factors:

• Rising housing costs – With home prices skyrocketing, young families are struggling to buy, making shared property ownership a smart financial move.
• Aging parents need care – Instead of moving to costly assisted living facilities, aging parents can live independently in a connected unit while staying close to family.
• Changing family dynamics – Multi-generational living keeps families together while maintaining privacy, fostering stronger support systems.
• Passive income opportunities – With the right design, a multiplex can generate rental income while keeping ownership within the family.

How Bill 44 Opens the Door to Multi-Unit Homes

Bill 44 was designed to increase housing density by allowing duplexes, triplexes, and fourplexes on what were previously single-family lots. This is a game changer for homeowners looking to:

• Build wealth by adding legal rental units
• Provide housing for adult children or aging parents
• Convert a single-family home into multiple residences for added financial stability

But here’s the reality: Not all cities are moving at the same pace. Burnaby and certain parts of BC have been slow to fully implement the changes, meaning not every homeowner can jump on this opportunity just yet. Zoning rules still apply, and navigating these regulations requires expertise.

How to Design a Multi-Generational Home That Works

Not all multi-generational homes are created equal. The difference between frustration and harmony comes down to good design and planning. Here’s what I’ve learned from working with families who have done it right:

1. Prioritize Privacy & Independence

Living close doesn’t mean living on top of each other. The best designs incorporate:

• Separate entrances
• Soundproofing between units
• Thoughtful placement of common areas

For example, in one award-winning project we built, a family created a duplex where grandparents lived on one side and their adult children with grandkids lived on the other. Shared spaces like the backyard were intentionally designed for quality time, while individual units gave everyone their own space.

2. Think Long-Term: Future-Proof Your Home

A well-designed multi-generational home isn’t just about today—it’s about the next 10, 20, or 30 years. That means:

• Wider hallways and accessible bathrooms for aging parents
• Smart layouts that allow for easy modifications down the road
• A structure that allows for resale or rental flexibility

3. Work with Experts Who Understand Multi-Unit Design

Traditional homebuilding doesn’t always translate to multi-generational spaces. The right architect and contractor can make all the difference. There’s an art to creating homes that feel cohesive while giving each resident their own defined space.

4. Get the Right Financing

One challenge I often hear is: “How do we afford this?” Many homeowners assume they have to figure it out alone, but there are alternative lending options specifically designed for multi-unit development. The key is having the right team in place, as lenders want to see that your project is backed by experienced professionals.

Conclusion

Multi-generational living isn’t just a trend—it’s a solution. Bill 44 has made it easier than ever for homeowners to convert their property into a multiplex, but navigating zoning laws, financing, and construction is still a challenge.

If you’re considering turning your home into a multi-generational space, ask yourself:

• Does my property qualify under Bill 44’s multiplex rules?
• What level of privacy does each family member need?
• What features will make the home functional 10+ years from now?
• Who are the right professionals to bring this vision to life?

David Babakaiff

Not sure where to start? Email me at [email protected]. My team specializes in navigating Bill 44’s regulations, securing financing, and designing multi-unit homes that work for families—and the future.