Why it’s important to find a broker who specialises in your professional industry

When you’re looking to get repairs done on your bathroom, do you engage a general builder or do you work with someone who specialises in bathrooms and plumbing? As a discerning homeowner, of course, you engage the services of an expert who specialises in a particular area. While a generalist builder would be able to do the job, they will miss things that only a bathroom expert can spot from a mile away.

It’s the same with practically any profession; work with a generalist, and you’ll get a fair job -- but when you work with a specialist, you will benefit from the years of experience and nuanced understanding of what you are hoping to achieve.

As a doctor, dentist, veterinarian, or medical professional, you work hard and are in a job that demands a lot of you. The financial industry recognises the prestige and commitment of your role, and as a result, there are specialised loans and financial products which are available to you.

Read on to find out more about why and how working with a specialised medical profession broker can be hugely beneficial to you.

How a broker can assist you when buying a home

When you go and secure a loan on your own without working with a broker, you’ll be able to lock in your finance, potentially haggle a little on the interest rate, and lock in your loan term. Most people simply don’t have the time or energy to devote to identifying any opportunities in securing a loan beyond simply taking the loan on. But when you work with a broker you will be able to:

• Refinance
• Restructure your loan
• Improve your cash flow
• Engage a medical-specific loan at a favourable rate
• Borrow up to 100% of the purchase price without being stung with lenders mortgage insurance (LMI)

While it’s absolutely possible that you can get finance without the assistance of a specialised broker, it’s just worth working with a specialist because of the added benefits. Having a great broker on your side is an asset to your borrowing position, and at MediPro we are specialists who are here to help medical professionals get the best loan possible.

Benefits of working with a specialist broker

One of the biggest benefits of working with us comes in the form of the time that you save. Simply by engaging our services, you are putting yourself in a position where we can give you back the time you would have spent sifting through potential lenders and putting documents together. We know that medicos are time poor; we want to give you back some of the precious hours in your week and ensure that you can use your downtime the way you want to -- not looking at mortgage offerings online.

•  We take care of the application process for you -- simply provide us with your documents and will submit the application on your behalf, ensuring that you get a great rate from a lender who suits your circumstances
•  We have industry contacts and a suite of lenders and banks who offer specialised medico financial products
•  You will have access to industry specialist rates and conditions for your loan, ensuring that you secure the best possible loan
• We can assist you with structuring your loan and making sure that you will be able to borrow against this in the future if that is what you are hoping to do.

Ultimately, working with us at MediPro puts you in the position of being able to access medico-specialist products without having to do any of the running around yourself. We are fully transparent about our fees -- we receive payment from the lender which means you don’t have to even pay for our services -- and are here to support you during this exciting time in your life.

Work with MediPro for expert advice and guidance from brokers who truly understand the medical industry; and for friendly, professional, and dedicated service from start to finish. Call us now on 1300 375 626 or contact us online to get started now.