Why Financial Disintermediation Matters in Today’s Economy

It’s Monday morning, and there’s no better day to kickstart a revolution! Today, we’re setting our sights on an old but stubborn issue that’s holding back real progress in our economy: the monopoly of financial intermediaries. Banks and traditional financial institutions have monopolized the capital markets for far too long, taking a massive cut from both ends of the transaction. It’s time to push back, to dismantle the outdated frameworks, and to demand a fairer, more transparent system—one that works for the people who are both the producers and consumers of capital. This is the call for Financial Disintermediation.

The Problem with Financial Middlemen

When we talk about the “middlemen” of finance, we’re talking about banks and other financial intermediaries whose primary role has been to stand between those who have capital (typically everyday people who’ve worked hard for their money) and those who need it (businesses, entrepreneurs, young families buying homes). These intermediaries have kept themselves comfortably in the middle, claiming a hefty portion of the profits while offering little in return to the people who put in the hard work and risk.

Here’s how this system works today: if you’re a employee or an entrepreneur, you might invest your earnings through a bank, earning a measly interest rate on your savings. At the same time, the bank lends your money to borrowers at high interest rates. Who reaps the most benefit? Not the person investing and not the person borrowing, but the bank as it takes a disproportionately large share of the added value from both sides.

A Revolution for Financial Disintermediation

Imagine an economy where these middlemen are no longer the gatekeepers of capital, where banks no longer act as monopolistic middlemen but rather as facilitators. The Distributist Revolution we’re calling for today advocates for a financially disintermediated capital market. Technology has evolved to the point where we no longer need banks to “provide trust”—trust is now programmable. Blockchain and digital ledger technology have enabled transparency, allowing capital to be exchanged directly, securely, and fairly.

We’re proposing a new kind of financial ecosystem: one where people’s money works for them, not the other way around.

Assetto: A Model for the Future

Assetto is our answer to this outdated system—a platform for real financial freedom. We’re not another REIT (Real Estate Investment Trust) fund manager picking and choosing where to invest on your behalf. Instead, we bring vetted real estate assets directly to everyday investors. Assetto doesn’t take over your investment decisions; we give you direct access to quality assets so you can put your money to work where it aligns with your goals. This is real disintermediation, where technology ensures transparency, access, and efficiency without the bloated fees or hidden costs.

The Distributist Call to Action: Join the Financial Revolution

It’s time to reshape the rules of the game. The real power of capital should lie with the people who own it—the workers, the investors, the innovators—not with the wealthy few who benefit from others' labor. We need a system where capital flows directly from those who have it to those who need it, creating wealth that is distributed more fairly.

This is a call to action for a simpler, more transparent, and direct capital market where financial intermediaries switch roles—from gatekeepers to enablers. No more peanuts for investors and exorbitant costs for borrowers. Money should empower people, not entrap them in a system where they sell their time and their lives to make others rich.

So let’s start this week with a bold step forward. Join the Distributist Revolution, fight for financial disintermediation, and demand a fairer future. Let’s put money back in the hands of the people, where it belongs.

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