?? Why change your core? Transformation in the Age of Digital Disruption.

?? Why change your core? Transformation in the Age of Digital Disruption.

Welcome to our ?? newsletter, covering the latest trends in wealth management, FinTech and Banking! This week, we present three insightful perspectives on the changing landscape of banking and the steps that traditional financial institutions can take to thrive in this new, tech-driven world.


?? FinTech Futures: Why change your core?

Banking transformation is where innovative minds and technological advancements come together to revolutionize the financial landscape. Joseph Edwin, a former bank executive, believes that organizations must have a clear understanding of why they are undertaking a transformation journey before commencing it. He suggests that inspiring goals such as financial inclusion or sustainable banking are more important to ensuring a successful transformation than just making savings or increasing efficiency.


?? Banking Transformed: Banking in the Age of Digital Disruption

On this episode of the "Banking Transformed" podcast, financial industry strategist Jim Marous talks to Ron Shevlin, Chief Research Officer at Cornerstone Advisors about how banks and credit unions must adapt to the most significant risks and opportunities: "An uncertain economy, combined with technological advances, increased customer expectations, and new competition will force banks to reimagine business models and rethink how financial services are delivered. […] [B]anks and credit unions must find ways to meet customer’s individual needs at speed and scale. Continuous digital transformation is required across entire organizations."


?? Times of Assam: The Future of Banking in a Fintech-Disrupted World

The FinTech sector is rapidly expanding and 2023 promises to be another landmark year for the financial industry, with big techs making significant technological advancements that are disrupting traditional banking business. According to author Srivastava, the global Fintech market is expected to reach $305 billion by 2025, driven by the increasing adoption of digital technologies, changing consumer needs, and growing demand for financial services. In her OP-ED for the Times of Assam, she asks: "Will big banks succumb to the onslaught of FinTechs and Big Techs?".


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