WHEN WAS THE LAST TIME YOU HAD A POLICY REVIEW?
"Hello! Your Life Insurance Policy only pays, if you are completely dead. No partial benefit for zombies."

WHEN WAS THE LAST TIME YOU HAD A POLICY REVIEW?

A Speculative Trader, Operation Manager from a well known BPO Company, - surprised to know that his Policy for three years has no Critical Illness attached, neither any Hospital Reimbursement Benefit, only Death and Accidental Benefit.

Friends, it is important to know your Insurance Coverage from your Life Insurance.

Just imagine, should something critical illness/Disability occurred and you are quite somehow at ease, financially, knowing you have Life Insurance, only to find out that your Insurance does not covered such.

Feels like falling off the cliff,

And you cannot do anything about it anymore because the Incident has occurred already.

That my Friend - how important Policy Review is, for you to realized if your Policy is feasible enough to address the risks - otherwise the Counter Measure that you build to address such risks, for so long, is useless/not enough.

Hence, make sure that you perform at least every year an Annual Policy Review with your Agent. It is their Responsibility - You have the right to demand such.

Having a Life Insurance does not mean you are really financially secured, you have to make sure that it is COMPLETE & COMPREHENSIVE.

Otherwise, on top of such heartbreaking predicament, is remorse, pain and regret for not making sure YOUR POLICY IS FEASIBLE, while you are still healthy.

Should you no longer have an Agent - let me know,

Should you want to review your Insurance Policy - let me know,

I can help. - Danica Esguerra Masangcay of PRULife UK.

P.S. In his Policy the Death Benefit will be exhausted and the Policy will automatically be terminated - once the Accidental Benefit has been claimed. You should know how every coverage in your Life Insurance works. (His Policy is not from PRU)

#policyreview #InsuredInvestor #lifeinsurance #lifelessons #security #wealth #lifestyle #love #trading

Alex Armasu

Founder & CEO, Group 8 Security Solutions Inc. DBA Machine Learning Intelligence

10 个月

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