When the ‘If’ Becomes the ‘When’: Will Your Income Hold Up? What You Need to Consider NOW

When the ‘If’ Becomes the ‘When’: Will Your Income Hold Up? What You Need to Consider NOW

Inflation is still hitting hard, and many people are looking retirement right in the face. It's no surprise that people everywhere are rethinking how they earn and save money. Whether you’re working a corporate job, juggling an hourly position, or running your own business, one thing is clear: building reliable, sustainable income is a challenge that impacts everyone.

For Corporate or Hourly Workers: Why Earning Extra Doesn’t Always Feel Like a Win

For corporate or hourly workers, it often starts with a desire for more control over their finances—and quickly turns into frustration with their lack of time freedom. Maybe the paycheck isn’t stretching as far as it used to. Maybe the rising cost of groceries, gas, and childcare is forcing tough choices.

When they look at side hustles, they see the potential to ease some of that financial pressure—but they also see the cost in 'time freedom.' Driving for a rideshare company, selling products through TikTok shops, or affiliate marketing might initially seem like quick solutions. Still, these ventures can quickly eat into precious family time or other commitments. For many, it works—for a while.

That is, until the “if” becomes a “when.”

Entrepreneurs Face the Same Dilemma

Entrepreneurs face similar struggles but from a slightly different perspective. Many are already working for themselves but are looking for ways to diversify their income streams. The goal? Consistency and time freedom.

Some create membership programs to bring in recurring revenue. Others start offering pre-recorded courses to earn money without being “on” all the time. These are smart moves, but they share one critical flaw: they still depend on your ability to keep working.

When the “If” Becomes a “When”

And this is the real challenge: what happens when life throws you a curveball?

What happens if you get cancer or end up in the hospital? What if you suddenly must step into the role of full-time caregiver for a loved one?

Here’s the uncomfortable truth: As an example, Uber drivers don’t make money if they can’t drive. A coach who relies solely on live sessions doesn’t earn when they can’t teach. Even many affiliate or network marketers find themselves stuck, endlessly chasing new customers and one-off sales without building a consistent revenue base.

At first, it might not seem like a big deal. You’re healthy, motivated, and determined to make it work. But no one is immune to the unexpected.

This is where most people miss a critical question: What will you do when you can’t keep up the hustle?

Dig Your Well Before You’re Thirsty

The reality is that many income streams that SEEM promising in the short term don’t hold up when life gets complicated. A GoFundMe page isn’t the solution, and as I like to say:

Hope is NOT a strategy

You must REALLY think through your needs, wants, skills, and time frame for success.

There is ABSOLUTELY a solution for everyone – and everyone won’t succeed with the same solution.

Is Using Affiliate Links A Possibility?

If you’ve ever wondered whether affiliate marketing can create consistent income, the answer is tricky. The truth is that most affiliate programs won’t make you much money. ?

Some can, though, over time and with much work -- unless you have thought through and implemented critical requirements for success. When you have, you can make a great deal of money consistently, reliably, and often quickly.

The bottom line is that no matter what you have been told before,?not all affiliate opportunities are created equal.

The key is knowing how to choose wisely and maximize your efforts. I’ve created a free resource to help: “3 Tips to Maximize Your Affiliate Commissions (and What You Can Do to Make More).”

3 Tips To Maximize Your Affiliate Commissions

Inside, you’ll discover:

  • How to avoid the common pitfalls that leave most affiliate marketers struggling.
  • How to choose partnerships that bring in repeat, sustainable revenue.
  • The critical strategies that successful affiliate marketers use to ensure long-term results.

If you’re ready to start building a system that works for you—even when you can’t—

?? CLICK HERE ?? to download your free guide now](insert link).

Conclusion

Remember, the best time to dig your well is before you’re thirsty. Don't wait until the proverbial S*hit Hits The Fan! Start building that sustainable future today.

What are some of the ways YOU have implemented to ensure you have reliable, consistent income coming in, even when you cannot work?

If we still need to connect, Connect with me here on Linked In!

Ready to book an appointment and talk ?? CLICK HERE ??


Kelly Lutman

Functional Medicine Practitioner, Bestselling Author, Speaker, Patient Listener, Creative Educator, Resolving Chronic Disease and Helping You Reclaim Your Health One Bite at a Time

4 天前

Dig your well before you are thirsty - wise words!

Theresa Wilmot

Brand Architect | Making Impactful First Impressions for Entrepreneurs | Bringing Your Dream to Life with Powerful Graphics | Your Vision, My Design Expertise ????

4 天前

I agree with Sandra! I like the idea of "dig your well before you're thirsty" - great article Marianne!

Sandra Beatty

Convert your website traffic into leads | Website lead strategist & conversion copywriter for home services businesses

4 天前

"Dig Your Well Before You're Thirsty" - makes so much sense (and I also love the phrase!). You make an excellent point in thinking ahead to have a buffer in place for times in life when you need to pull back—or withdraw—from your business for a season. Thoughtful stuff, Marianne!

Meredith Vaish

Intuitive Leadership Coach ~Step into your biggest dreams without draining yourself | Speaker | Retreat Leader

4 天前

good thing to ponder when you're considering affiliate income strategies. Thanks!

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Wanda Hilliard

Health and Wellness Advocate

5 天前

Very informative

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