What's the difference between an investment bank and a normal bank?

An investment bank is called "investment" because its primary function is to assist clients—typically corporations, governments, and institutional investors—with investments and capital-raising activities.

Unlike commercial banks, which focus on deposit-taking and lending to individuals and small businesses, investment banks specialize in complex financial services that can often involve investments in capital markets. Investment banks focus on complex financial transactions for large clients, while regular banks handle daily banking needs for individuals and small businesses.

Investment banks generate fees through trading or services, whereas regular banks make money from interest on loans and account fees.

Presser & Co is known as an investment bank and more correctly known as a boutique corporate advisory. We only help mid-sized businesses sell, buy or raise capital.