What’s in the Box? Pain. Except with Self-Funded Insurance Plans.
In an amazing scene of Dune, Timothée Chalamet’s Paul Atreides is asked to place his hand in the box by the ominously black-veiled Reverend Mother.
“The test is simple,” she says. “Remove your hand from the box, and you die. What’s in the box? Pain.”
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The whole scene is kinda like what HR managers annually experience when they learn how high new health insurance premiums will be next year.
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Sticking your hand into a searing box of pain with a poison dagger at your neck? Okay, perhaps that’s a bit of an exaggeration –?but when?health insurance rates spiked 28.2% last year, it’s understandable if your blood pressure also rose proportionally.
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What’s in the box? Pain. Rates are going to skyrocket, yet again. And there’s nothing you can do about it.
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At least that’s what the insurance companies would want you to think.
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Except for one way you can. By?switching to self-funded insurance on Roundstone’s Group Medical Captive model, you avoid spiking premiums and intense, searing pain.
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And you won’t feel that?familiar guilt of passing rising insurance costs onto your employees?– who are almost certain to resent you for it.
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How nice. Actually, you’ll probably get a savings next year. With self-funded insurance, the average client saves 20% on their insurance costs over 5 years. In fact, two-thirds of Roundstone customers save enough in their first 4 years to pay the claims for their entire 5th year. And 100% are?guaranteed to save money on a self-funded insurance plan.
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Wouldn’t?saving on health insurance be an awesome thing?to tell your boss next year? Let me explain.
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How Small Companies Can Now Afford the Option of Self-Funded Health Insurance
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Founded in 2005, Roundstone’s Group Medical Captive was the first of its kind. It revolutionized the healthcare space by making self-funded insurance a viable option for small to midsize businesses.
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There’s a reason?82% of workers in large firms are covered by self-funded health insurance plans. It’s cheaper because you only pay for what you need – the health insurance you deserve. Any spend your employees don’t use isn’t?eaten up in profits like it is under a fully insured plan.
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But until Roundstone, small to midsize companies couldn’t afford to offset the risk of self-funded insurance. If something catastrophic would happen to one or more members, they couldn’t afford the hit.
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Roundstone’s Group Medical Captive solves this by pooling the resources of other small businesses like yours. You don’t have to have the same insurance, but together you do dilute the risk.
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With over 700 companies and more than 120,000 lives in its two Group Medical Captives, Roundstone’s clients?enjoy the risk leverage corporations have had for generations. It allows them to self insure with the same predictability as a company like General Motors – even if they only have 25 employees.
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