What You Missed At Cosmo Insurance’s Health Insurance/Open Enrollment Seminar

 Cosmo Insurance Agency hosted two health insurance seminars last week at Kava Cafe in Howell and Lazy Bean Cafe in Teaneck, NJ. The topics discussed at the seminars related to Open Enrollment for individuals and businesses. With Open Enrollment beginning on November 1 and ending on December 15, the seminars came at the perfect time to inform people about all the changes and new laws happening in 2018 so they can fully understand their options. Residents from all over New Jersey came with questions and were met with detailed answers provided by Cosmo Insurance’s knowledgeable brokers. Not to mention, there were also free pastries and coffee available for attendees to enjoy during the seminars.

Some of the topics that were discussed included

·        Trump’s effects on Obamacare

·        The carriers AmeriHealth New Jersey, Horizon BCBS, and OSCAR

·        The Health Insurance Marketplace

·        Open Enrollment 2018

·        Business Insurance

·        Husband/Wife Insurance

With Open Enrollment coming up, Cosmo Insurance’s extensive knowledge of the health insurance industry is exactly what we all need. It’s important to note that in our presentation that we went over the different options that are offered by each of the reputable carriers we partner with. The options include AmeriHealth New Jersey’s Advantage plans, Horizon’s OMNIA Plans and OSCAR, a new carrier coming to New Jersey this year. There were several questions specific to each of the carriers, guests were interested in comparing all of the options that were offered for 2018 to find which one best suits their needs.

We were excited to answer questions related to the carrier OSCAR. We at Cosmo Insurance are welcoming OSCAR back into the New Jersey market as a reputable carrier with lots of added perks. Namely, telemedicine, through which you can book an appointment, speak to a doctor, and even receive a prescription through their specialized concierge service. With OSCAR, You can be anywhere in the country and have your prescription filled. 

Another great option that we discussed are the Horizon OMNIA plans where you have the option of Tier 1 and Tier 2. In both Tier 1 and Tier 2 you have access to a wide network where you can set appointments with your preferable doctors, hospitals, and other health care professionals and includes the benefits of having lower deductibles, lower copayments and lower out-of-pocket costs.

AmeriHealth New Jersey was also discussed during our presentation. They have a great network of doctors and other medical professionals that is tiered. Their silver advantage plan and gold HMO regional plan are the best for anyone taking brand name drugs as their prescriptions with a $125 max.

After Cosmo Insurances’ presentation, there was an hour long Q & A where guests were able to get individual and personalized help from each of Cosmo’s brokers related to both individual and business health insurance. 

If you are in a similar situation as our guests, but were unable to make it to the seminar, there is no need to worry! Cosmo Insurance’s customer service will answer any questions you have from Monday-Friday. We will provide you with assistance navigating the health insurance marketplace for 2018 from start to finish. You can contact us at 732-363-3888.