What will it take?  A Saul to Paul Conversion
NewOldMoney from the FED, They Have It in Any Crisis

What will it take? A Saul to Paul Conversion

Funding for Citizen Level Peace rather than Chaos

NewOldMoney to Start Over with Early Education

The Social Chaos is Bad and Getting Worse Blinking Urgent

Applied to Advance the Banking of the Private Sector Corporations, Education, Churches and Individuals

I.??Debt based on private sector undervalued assets is a sure bet winner.? It always has been.

The leveraged buyout of companies where the debt financing is more important than equity financing because of the NewOldMoney change it creates is instructive.? The inequality of being undervalued within the lead up to public school attendance is a major focus of opportunity.? Undervalued will be brought into vision by debt financing to create more value by the private sector; create the hope for change; pay for it; and step forward with better and best outcomes into K-12 schools.? This will change society at the point of age 0-6 early education with the longest arc of expectation.? 4.5 million children start kindergarten or first grade to register lasting disparities now with a life expectancy of plus 80 years.

High-Quality Education is moving back to the private sector with a focus on Literacy is Freedom and Positive Expectations.? In this spitball of thinking families will raise money through the go-between (connected preschools) to invest in the child one-size-fits-one, first-things-first.? This is called Early Reading Skills Delivered-Ringing Advantage (ERSD-RA).? This is an alternative to public sector funding of very high-cost low quality preschool in what amounts to a disruption of age 0-6 education in the USA.? This will have private education companies invading the urban markets with high-quality early education that will have its outcomes rated and valued as worst, bad, good, better and best.? This will disrupt the Preschool Juggernaut described by Chester Fynn, Jr. in 2009 and change the projection of cost and outcomes of public sector preschool, child care efforts and early elementary school.?

The constraint is private sector cash or debt to pay for much better early education outcomes for what is an undervalued asset (the atrisk child).? Twenty years from now any child with early education outcomes expected to be worst, bad or even good will be considered atrisk.? A 10% interest rate on a 3-2-1-year loan will be enough to trigger the funding organized by the go-between because payment is promised by the private banking system using? monetary policy money and more.? This will put the public sector’s early education industry on notice that poor quality is overpriced and the whole industry will be taken over by the private sector. ?It will put the private sector on notice of the need for positive reinforcement right from the start for mothers and the need to define outcomes and positive expectations for the family.? Parents who borrow pay interest on the debt.? Providers who aggregate parents for the 3-year program with a capstone year of preschool (kindergarten) pay interest on the debt.

The following is about families who incur debt via a loan and see the debt paid for by the FED or the FAKE FED as monetary policy directed to first-things-first High-Quality Full Employment. The FAKE FED is organized around a private sector concept of the Reconstruction Finance Corporation that had a proven record of establishing self-funded debt repayments for approved projects in the 1930’s and 40’s.

REPEATING The lender of the money that is paid a 10% interest rate will have created a new investment product within the retirement and insurance industries.? The principal ?is paid back by the Federal Reserve Bank (FED) as monetary policy of high-quality full employment creation seen as a first-things-first investment in equal opportunity for 100% of the children.? As the FED buys the education by paying off the debt, they create units of ERSD-RA that are aggregated into USAVALUES DEBIT BONDS that are package into 1 per 1000 for gifting to the US Treasury at market value.? Market Value that has appreciated dramatically given the concept of the Present Value of Positive Expectations from Prek (PVofPE-Prek).? There is a large adjustment to market that is impactful on the cumulative US Federal Deficit and this program becomes an intentional private sector deficit reduction program. ?The intention is to deliver 100% of the children as better and best outcomes to first grade given the relatively new growing understanding of disparate brain synaptic closings due to early education.? Best outcomes have the children at early 3rd grade levels going into traditional first grade, because the child’s brain is wired to learn language and math (order) and positive expectations at age 0-6, not age 6-9.

This disruption must include 100% of the children at age 6 starting at age 3 and private sector parents do not need to borrow and may self-fund their children in this process and sell the better and best outcomes to the FED for inclusion in the USAVALUES DEBIT BOND that appreciates only for the FED with a gift to the US Treasury. ?These numbers of repeated aggregate private sector gift giving are exceptionally large.? The only private sector company in the USA large enough to execute the program is the FED’s Federal Open Market Committee already formed to create full employment and adjust interest rates to control inflation. ?Parents who borrow pay interest on the debt.? Providers who aggregate parents for the 3-year program with a capstone year of preschool (kindergarten) pay interest on the debt to investors not the RRFC or the FED. ???

Local banks and non-bank lenders have a FAKE FED ROLE (i.e., Reconstruction Finance Corporations (RRFC) in acting like the Federal Reserve Bank in conducting the monetary policy of high-quality full employment until the FED accepts it role in this private sector disruption.? Their role is not to replace the retirement and insurance industry (the parent’s source of the NewOldMoney) but to stand in for the FED in the startup of this disruption by accepting the PUT.? They will buy the individual child outcomes, created at the go-between, by paying back the principal debt on the investment product for the parent (a gift).? They will form and hold the USA VALUES DEBIT BOND components at cost to be PUT to the FED so the asset can be used in monetary policy.? Interest expenses are paid to the investment product and do not flow to this aggregation level of the program.?

The FED ultimately agrees to purchase the bond at transfer cost (undervalued) and value them at market (worst, bad, good, better, and best) because of their monetary policy power.? The FED will be pursued by the whole of the private sector individuals, organizations, and companies to do first-things-first monetary policy for the benefit of main street rather than Wall Street. This is a large-scale pursuit and is the point of the disruption.? In the time these costs are held by the RRFCs they are speculation on the FED’s fairness.? The private sector side of the Federal Reserve Bank is the most powerful private sector company in the USA, and it has a role in first-things-first, right-the-first-time full employment.? It will arrive at the restructure of society last because it is most powerful and most difficult to change.? This would be the Saul to Paul conversion for the FED and the Fortune 3000 C-Suite.

This startup works the speculation of being repaid by the FED!? This is a good deed, a Holy moment, to take a position of principal and interest owned and hold it for recovery (repayment) within the private sector that directly benefits the disadvantaged more than it benefits the top 20% of society.? This positioning of civility with God’s power and a renewed focus on Christian social morality will change chaos to peace.

As an attachment there is a sketch of how the money accumulates and you will imagine how it flows money into the urban areas of the nation, plus other pockets of atrisk children and mothers. The flow is based on Put logic where the investor is paid back plus interest because of the PUT to the RRFC entities.? Everyone in finance has heard of the PUT to the FOMC to cause QE monetary policy that in turn causes financial and real estate asset growth and inflation.? Those tied to Wall Street and Real Estate have had an unfair advantage of asset growth due to the PUT to the FED.? That will discontinue and be replaced by the PUT to create this value on Main Street.? ?

This memo leaves much to future imagination formed with reference to past demonstrated developments that advantage human reactions, emotions and attitudes. Large scale developments described in LIAR’S POKER and THE BIG SHORT by Michael Lewis written more than 30 and 1o years ago could create the expectation in this case.? Specifically, the Collateralized Mortgage Bond, The Leveraged Buyout Debt acting like equity, the Big Short created for the Nation’s Housing Market gone amok are examples that lead into the FED’s use of “novel” monetary policy powers.?

You know this will work because it is built on the concept of human psyche of more and when debt is used in the private sector to increase the value of undervalued assets it is always successful on a large scale.? Follow the money.? And follow the USA-Positive-Expectations looking for the action plan and the enemy identification program critical to starting over.

II.??So it is time to get started.? The project defines first-things-first properly for success in the private sector.? Prayer for a Saul to Paul conversion starts now based on this article.

Seems to me there is a desperate search for an enemy to battle back from the edge of chaos and clowns depicting more chaos.? If we attack it first-things-first we can address it on the many fronts.? Dump the clown shows and the delineated chaos.

Adopt a sure bet battle plan.? Use main street via Christianity’s sword of the Spirit and secular civility to address 80% or more of the citizenship.? It is private sector funded because this change has been presented to the heart and will be accepted as truth by the most powerful private sector business in the world.? The funding is owed in a pivot to character-choices-outcomes-influence.? This is the Saul to Paul conversion prayed for by the 80%.? We know the secular civility proponents are willing to pray together for national outcomes as demonstrated by watching the NFL and reactions to other national events.

  1. So, we want more Holy moments targeted to all children by Christians and the secular civil citizens.? Try this for simple details.? Message to age 0-6 children using these CAPPED messages as words to be understood.?BE WORKING, BE HELPING, BE SHARING, BE PLAYING, BE LISTENING, BE SMILING, BE THINKING, BE RIGHT, BE FAIR, BE HAPPY, BE SMART, BE GROWING, BE EXCITED, BE HUMBLE, BE POLITE, SAY I'M SORRY, SAY PLEASE, HELP YOURSELF, SAY EXCUSE ME, TAKE TURNS, SAY THANK YOU.? The focus is on the secular by Christian men and women.? This content needs to be presented to all the preschools and grade k-3 elementary schools transparently and after an effective citizen request to introduce it.? This emotional intelligence and the content is FREE.? But who knows about it with the assurance that it can be delivered?
  2. An effective Christian citizen powered by the blood of the cross can introduce this content with a personal visit and receive a follow up letter of introduction from USA-positive-expectations for $250.? The same cost one might pay to join the Heritage or other political interest group. ?This program and several subsets of it is defined in the membership pages.? The membership is free, the content is free, the service to actually use the content to meet the needs of secular society must be paid for to solidify the reach.?
  3. Positive Expectations then go beyond this list to be ready to read and count at good, better and best levels before kindergarten or first grade. There is no place for the selfish and prideful with these messages in full bloom and everyone will demonstrate common sense and emotional intelligence to use them to restructure secular civility.? Christian social morality (family, work, charity, hope and faith) double downs on the above with prayer and humble reflection.?
  4. We want more Holy moments targeted at the Federal Reserve Bank Monetary Policy covering High-Quality Full Employment to replace the selfish and unfair something for nothing monetary policy that benefits only those who hold financial assets.? The membership offers an email march on the FED program costing $150 for each of 2 years sending 24 monthly messages to the FED ombudsman account from the email account of the member.? Goal is to ask the FED to stop its something for nothing influence on the nation and step up with fairness in its monetary policy for High-Quality Full Employment.
  5. A Holy Moment reference to the work of Mathew Kelly as he has written two booklets reflecting his leadership in the area of just being kind to make a big difference.

How much longer can we survive with a politic and media that benefits from dishonesty, hysteria and chaos. Tearing the fabric of success back to nothing with lies; Entertaining that does nothing; Boredom because nothing is moving forward; Cruelty for moments of power and dilution of status that concludes within days with more nothing. Time spent on nothing is a nationally noticed decline in productivity not elaborated on here.

Going back to first-things-first we can find membership in a positive expectation. https://www.usa-positive-expectations.com/? Going back to the Great Commission; the order to love one another; the good Samaritan; and the order to forgive one another, if you believe it you will act on it and become a part of it.? The strength to obey the rules is from the blood of the cross and you are holy when you are doing this within and outside of your church.? Also, when you are doing this and sending the messages above you are doing the opposite of contributing to the chaos of the day. ?

Being a Christian is replacing the chaos of the day with peace because your confidence, attitude and time with Christ in your life giving your assignment to be holy with your activity and expectation for eternal life he has promised.? Each of us knows our assignment and are born again holy, without sin unto death making us powerful in a world of Chaos. If we are doing holy moments the shortfall against perfection is not a sin unto death.? Doing and spreading the Capped Messages, emails to the FED, and more, eliminates the time and attention to sin unto death.

Point the fruit of the Spirit as the sword of the Spirit at everything evil and you are walking with Jesus’s power of the cross.? ?A Christian believes oneself to be saved and ?strong with Jesus because God said it and one can only believe it.? New men and women with Christ in our heart will complete the restructure and renovation of growth education, economics, emotions and ethics.? This is work of truth, peace and joy.

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Thomas D. Wolfgram

USA VALUES, LLC.

Early Reading Skills Delivered

651-735-3018, C 612-968-1579,? [email protected]

www.usa-positive-expectations.com

https://twitter.com/tdwusavalues

https://www.dhirubhai.net/in/tomwolfgram/

Copyright ? 2023 By Thomas D. Wolfgram

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Thomas Wolfgram

President of USA VALUES, LLC

1 个月

NewOldMoney from the FED, They Have It in Any Crisis

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