What is a Life Tenancy Property

A Life Tenancy is a medium to long-term property investment with the potential for multiple factors to drive capital growth.

Essentially, it allows you to purchase residential property at significantly less than the RICS vacant possession valuation: discounts are typically up-to 60%.

Life Tenancy properties are occupied by a Life Tenant: a person or married couple aged over sixty who has purchased the right to live in the property rent-free until they pass away or move into permanent long- term care. At this point, the Life Tenancy ends and the property is yours to do with as you wish.

In the meantime

?                  Life Tenant is legally responsible for all maintenance and insurance

?                  Low-risk asset class, not correlated with stock market

?                  Discounts of up-to 60% off the RICS independent valuation

?                  Exempt from the 3% stamp duty surcharge on second homes*

?                  The investor is the registered owner of the property at the UK Land Registry