WHAT THE H*** IS AI, ANYWAY?

I used to be about as tech savvy as my dog Pepper. Growing up, before tech issues, we had mechanical problems. My?engineer father took care of all mechanical problems in our household, including mine. After I married Mike, my Oak Park-based electrician father-in-law was my mechanical problem solver.?

?Along came our mechanically-inclined son John. He not only could solve my mechanical problems, but he was also a whiz with computers. Consequently, I had an in-house tech answer man. Since I was always afraid of touching the wrong tech button, I just called John for my tech issues. I did not see myself as having mechanical or technological abilities. I was perfectly happy letting my family members solve these problems for me.?

?Then tragedy struck. Just as I was setting up my law firm with the need of incorporating lots of tech, my son John left for college. This left me on my own to solve my tech issues. Yikes!

?Guess what? I learned to figure it out.?

?It started out rough. But slowly, ever so slowly, the tech haze began to lift. I Googled the heck out of a problem, watched countless YouTube videos, and actually gave myself a chance to figure it out.?

?Sure, I made lots of mistakes, but I stopped being afraid of technology. I started making fewer mistakes and achieving more successes. I embraced tech’s ability to make my life easier and more efficient. Today, I am still no tech genius, but I am happy to work on solving my own tech problems. I also actually enjoy (mostly) trying out new technology.

?Lately, there is a great deal of talk about a new technology called AI or artificial intelligence. It made me curious. What the h*** is AI and how can it improve my life?

?Artificial intelligence (AI) is an umbrella term that incorporates several types of technology in the computer science field. AI’s goal is to replicate tasks that typically require human intelligence. There are three main types of Artificial Intelligence; Artificial Narrow Intelligence (ANI), Artificial General Intelligence (AGI), and Artificial Super Intelligence (ASI).?

?Artificial Narrow Intelligence (ANI) is what’s known as weak AI, meaning it can only complete one type of task. ANI is used to create solutions that are good at one specific task, like reading medical images, detecting manufacturing abnormalities, and finding patterns in business data. This is what most AI is today.

?Artificial General Intelligence (AGI) and Artificial Super Intelligence (ASI) are what is known as strong AI. AGI is a technology that is able to do multiple tasks, becoming more human-like in its abilities. AGI models make their own decisions and learn without human input using logic and emotion. Pure AGI models do not exist, yet.

?But technology is getting closer and closer to its existence. Now there are chatbots and digital virtual assistants that are getting good at maintaining conversations. They can also have emotional reactions to direct stimuli and sometimes can even read human emotions.?

?Artificial Super Intelligence (ASI) is the technology of science fiction. If ASI models existed, they would be machines that are smarter, wiser, and more creative than humans.?

?Where do AI models get their intelligence from? Machine Learning. At its most basic, a machine learning model uses an algorithm to read thousands or millions of data points and then come to a conclusion or a prediction. (An algorithm is a set of step-by-step instructions that describe how to perform a task that is used to solve a problem or reach a result.)

?The machine learning model takes in data: images, video, audio, or text (usually scraping data from the internet) and begins to recognize patterns in that data. Once it learns to recognize patterns in the data, it can also learn to make predictions based on those patterns. However, it needs a human to monitor it to ensure the prediction is correct.?

?A subset of machine learning is deep learning. Deep learning is intended to mimic the structure of a human brain, with complex, multi-layered interconnected decision-making units (artificial neural networks). Unlike basic machine learning models, deep learning models can be taught to operate without human input.?

A subset of deep learning is Generative AI. Generative AI focuses on creating new and original content using the data in which it was trained. A specific category of generative AI are?LLMs (a large language model example is?ChatGPT). LLMs have a specialized focus on text-based data.?

A basic machine learning model can help to predict your Netflix movie choice based on data of your previously watched movies. An LLM with its deep learning can do so much more. An LLM can actually create an entire movie script that?Netflix can film and become your next movie choice. For instance, you can ask the LLM chatbot in ChatGPT to create a play about frogs in the style of William Shakespeare’s writing. In 17 seconds it will give you the first scene dialogue of the original movie, A Midsummer Croak's Dream.?

Besides picking movies and creating goofy movie scripts, can AI really make our lives better? Yes, it can! Among many other things, it can; summarize complicated topics and research, translate text into a different language, plan a vacation, write your resume, prepare you for an interview, provide cooking and recipe advice, and create a personal workout.

What follows below (Top Ten Reasons To Create a Revocable Trust) is estate planning content written entirely by ChatGPT by asking it to ....write a witty list of the top 10 reasons to create a revocable trust.

Even though the majority of AI is still considered weak AI -- only able to complete a single task -- it has still been revolutionary in making tasks easier. And it will just keep getting better and better. Just like AI, estate planning can also make your life and your family’s life easier. Estate planning is easier, effective, and more efficient than you think. Create an estate plan today!

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TOP TEN REASONS TO CREATE A REVOCABLE TRUST ?

10. Revocable Trust: Because Death Shouldn’t Be a Taxing Experience

Death and taxes may be inevitable, but your heirs don’t need both. A revocable trust won’t bring you back to life, but it can lessen the tax sting.

9. Lock Away Your Family Secrets

Your Aunt Mildred's secret recipe for chocolate chip cookies should be the only thing passed down, not your financial details. Trusts keep your financial affairs private, like a secret vault without the drama.

8. Because Control Freaks Need Estate Plans Too

If you've ever rearranged someone else's loaded dishwasher, a revocable trust is for you. Maintain control even from the great beyond – it's the ultimate mic-drop from the afterlife.

7. Prevent Family Game Night Turned Lawsuit:

Monopoly is meant for fun, not dividing up your estate. Keep the peace in the family by making your wishes clear – avoid turning game night into a courtroom drama.

6. Ancillary Probate – Sounds Like a Medieval Curse, Avoid it!

Nobody wants to deal with ancillary probate (probate in more than one state due to out of state real estate ownership); it's like the annoying side quest in a video game. A revocable trust is your cheat code to skip that level.

5. Specialized Distributions: Because One Size Fits None

Your wealth is as unique as your fingerprint, and one-size-fits-all estate plans are so last century. Customize your wealth transfer with a trust – because your legacy deserves a bespoke suit, not off-the-rack.

4. Avoid DIY Inheritance:

YouTube tutorials are great for fixing leaky faucets, not for divvying up your life's work. Leave the inheritance planning to the professionals – your DIY legacy might not turn out as you envisioned.

3. Financial Wisdom Teeth:?

Inheriting money too soon is like getting your wisdom teeth at 12 – nobody's ready, and it's probably going to be messy. Delayed distributions in a trust act as the financial orthodontist, letting young heirs mature before they can chew through the complexities of wealth.

2. Skip the Probate Drama

Because nobody wants their family feuds to become a prime-time courtroom drama. Trust me, it's not the kind of reality show you want to star in.

1. Trust: Because Your Heirs Deserve an Easy Button:

Life's complicated, but your inheritance plan doesn't have to be. Hit the easy button with a revocable trust and simplify your loved ones' lives.