What Graduate or Internship Programs You Can Target to Secure Offers Despite Unstable Market Conditions?(1)
Steven W. Lui
Investment Banking Mentor | Co-Founder @ HKCareers | Expert in MT, IB, Banking, Accounting Career Growth Mentoring
The ongoing buzz is about how severe the competition for an offer has become with unstable market conditions. Wanna know what jobs you should apply in this situation? Read this article for the tips!
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而家個個都話Market唔好,競爭好大,搞到同學報工都驚心動魄咁(好啦,小編認我都係其中一個??),但市場好有市場好嘅報工方法,市場壞有市場好壞嘅報工方法,想知道報咩工係Market唔好時都可以拎到個好Offer?等小編由唔同行業講起啦:
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??地產 Property
1??賣樓部Sales and Marketing:賣樓部最緊要當然係bonus!其次就係睇你個樓盤係邊區,咁如果你個盤咁好彩坐落係元朗國,少左人入場,咁賣得少左自然Bonus都會少左,甚至連Headcount都會受影響。所以大家係報地產發展商前,可以調查下佢地而家同未來5年有咩樓盤係手,或有咩樓盤將會進行發展,評估下佢地嘅賣樓部生意如何,會唔會有cut HC或減Bonus嘅機會??
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2??租務 Leasing:我地之前咪係〈黎緊面試必須準備:你點睇香港政局對市場嘅影響?〉講過大家見Property嘅工時,要留意邊啲division會較受影響?(未睇篇文快啲去追返啦!),好多人以為Leasing一定會大受影響,老實講當大家都無購物意欲時,零售租務Retail Leasing無可能唔受影響??
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但係Office Leasing嘅發展就未必係大家所想咁唔好,好多大公司因為生意唔好而想轉細Office,慳返啲租金,所以甲級商廈嘅生意可能會受影響,甚至出現空置,但係乙級或丙級嘅商廈生意就反而會因為租金平啲而旺場,係好多人要搬時,生意可能反而會唔錯。而且只要香港一直有咁多公司,Office Leasing嘅生意都會比較穩陣。所以大家記得研究下公司係以零售定Office租務為主打秘?
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3??物業管理 Property Management:呢方面同Office Leasing有啲相關,受到嘅即時影響唔會太大,不過其實物管嘅Middle and Back office本身Headcount亦唔算多,所以大cut嘅情況亦未必會出現
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??Investment Banking 投行
1??IBD:經濟差時好少公司會做IPO上市,變左IBD呢方面嘅業務會賺少左,但係M&A或DCM受嘅影響就可能無IPO咁大,甚至可能因為生意無咁好,會多左公司考慮放盤,咁當然收購個間公司可能出價都會謹慎左??不過目前尼讓IBD未見大大咁cut Headcount,所以影響應該未係即時,但小編建議大家即使目標係入Front Office,都唔好只係報曬IBD
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2??Asset Management/Wealth Management/S&T:當經濟唔係特別好時,大家嘅投資意願可能都會無咁大,其實公司客都係一樣,可能會無咁多閒錢做投資或唔同Project,所以呢幾個division可能亦會受影響??。但如果一定要講邊個division嘅生意可能會好啲,小編會話係S&T,因為係市場唔好時,S&T可能就會做多左Hedging Products尼對沖風險,包括外匯等方面,叫做有啲聲氣啦!
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??Banking 銀行
1??Retail / Commercial / Corporate Banking ??好多嘅產品其實都係屬於金融必須品,好似係存款、貨款、信用卡、Trade Finance貿易金融等,相對於投資產品受到影響會少啲。所以Headcount應該唔會cut得咁多
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2??Digital Banking:其實而家全球都有唔少遊行示威活動,唔只係香港,站係銀行嘅角度尼講,好可能會想加速發展佢地嘅Digital Banking,等更多客戶足不出戶都可以用到佢地嘅服務,因此可見就算經濟唔好,Digital Banking嘅資源都只會有增無減,同學可以留意住!
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今次講住呢兩個行業先,下個星期會睇埋其他Industries!如果鍾意篇文記得??同Send俾同學仔!如果仲有咩問題可以係下面留言問小編??
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