What the f4rk is the point

What the f4rk is the point

World Wars, market crashes, pandemics, floods, endemics, inflation, protests, business closures, the list goes on.

How did we get here? And what’s the point of carrying on investing when it’s all so messy?

That is no doubt how some people are feeling about their investing right now. You can’t blame some people for thinking like this because it’s pretty rocky out there.

I’m not going to lie, even I've struggled to figure out whether I should continue to invest or maybe just sit on my cash.

But sitting on my excess cash won’t help me in the long term. I need to trust the process and invest in businesses that are paying dividends because that helps subsidise part of my rent.?

If you or I weren’t investing or saving what would we do with that money? If you are anything like me before my disciplined days, you would be rinsing it on sh!t you don’t need or food and drink you also don’t need.

Usually we adjust our lifestyle to match our level of income. That's why it is important to pay yourself (saving & investing) first and learn to live off the rest.

The IRD don't take your tax and Kiwisaver at the end of the week, do they? No, they take it as soon as you get paid and you don't even see it.

Here is a cliche term; ‘nothing good happens in your comfort zone’, but it’s pretty accurate.

We love comfort and we seek it. But sometimes I remind myself to run into fear because I know I will gain so much from making it through to the other side.

Here’s another ripper one liner that I thought of earlier in the week which became the idea for this week's lesson.

It’s not always about what you?earn, it's about what you?learn.

Don’t just look at investing as a way to log back in and see if you’ve ‘earned’ another few bucks.

Some of my most valuable lessons have been from my biggest failures. We can learn from our mistakes (sometimes it takes a few of the same mistakes to learn).

When investing, ask yourself; what did you learn during the process? Who have you become during the process?

It might not be investing in the stock market, but perhaps yourself…that brave question for a raise…that process of finding a new job…that ask you didn’t feel comfortable doing.

These are the moments where we really learn and when we learn, we usually increase our ability to earn.

Where have you come from when you look back at your savings or investing journey?

Who have you become in your pursuit of clearing a credit card? What did you learn during the process?

Let’s be frank, the world is pretty farked right now…but the sun always seems to rise and we go again.

Habits create consistency. Consistency creates results.?

The habits we build along the way and the things that we learn are the things that help us be better for our families and communities.

Don’t give up on your good habits just because the world has given up on some of its good habits.?

Before you go, remember that when you feel like giving up, it is usually the time you have the most to gain!

A reminder that in March I am releasing 30 audio lessons (podcasts) from 30 stories about my life so far. There are 4 there waiting for you. I'd love to hear your feedback too.

You might enjoy my candid episode (#3) about financing lazy boys and super-king size beds in my early 20's. Why? Because I could...how stupid is that.?

Check it out:?https://open.spotify.com/episode/6UMMroJlqH131j24DHQG1U?si=msDAkJdyThu42ci7RPfi6A

?Have the best weekend,

Luke

______________________________

Did you know:?Fighter jets are worth around $100million each.?Meanwhile,?the F-35 Lightning II has an estimated lifetime cost of $2.35 trillion. They cost about $50k per hour to fly.

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Forward?this link to a friend to sign up and learn?www.keepthechange.co.nz/moneymail

?Check out the Keep The Change podcast where we go deeper into these lessons

Mortgage Q's??Mikey:[email protected]?Kiwisaver Q's??Adam:[email protected]

Want To Support??https://keepthechange.co.nz/contribute

emma du buisson

Owner at IBP Consolidated New Zealand

2 年

Hi More tha 2000 years ago,Jesus spoke these words.... Matthew 24:6-7 NKJV And you will hear of wars and rumors of wars. See that you are not troubled; for all these things must come to pass, but the end is not yet. For nation will rise against nation, and kingdom against kingdom. And there will be famines, pestilences, and earthquakes in various places. These are birth pains. It is of vital importance to have our priorities straight. Therfore seek first the kingdom of God and all these things will be added to you. Also do not despise small beginnings. Luke 12:32 “Fear not, little flock; for it is your Father's good pleasure to give you the kingdom.” Your words were inspired by the Holy Spirit. Keep your eyes on Jesus.

Mike Brunel

Seasoned Sales Director and Coach. Proven record of enhancing performance across industries through a mentor-like approach blending traditional and modern techniques.

2 年

Go where others fear to tread..

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