What earnings mean at Citizens, First Horizon, U.S. Bancorp
American Banker
In-depth analysis, perspective and commentary on key issues affecting the banking industry.
Bank earnings season continues:
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Connecticut's special banking charter finds a new purpose: Banking Circle US is the first company to use Connecticut's uninsured bank charter for wholesale and merchant activities. This kind of charter makes sense for payments firms, but questions persist about overall viability.
Klarna turns a BNPL track record into a creditworthiness benchmark: U.S. customers who have previously used Sweden-based Klarna's buy now/pay later financing — and paid off their loans in full — will be prequalified for interest-bearing loans through a new version of the Klarna Visa card rolling out later this year.
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Q&A: Frank Lucas says 'K Street doesn't pick the chairman' of HFSC: Rep. Frank Lucas, R-Okla., told American Banker that he sees a concrete path to chair the House Financial Services Committee that relies on his long experience in committee leadership and long political career.
Read more in bank regulation: Pathward Bank to pay more than $700,000 for compliance failure
CFPB makes structural changes after expanding authority over nonbanks: The CFPB has dissolved the Office of Supervision, Enforcement and Fair Lending and eliminated the job of associate director in a move that impacts how it designates nonbanks for supervision.
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