What drive premiums- CLAIMS!
Steve Ritchie
I help ANY entity, anywhere in the US combat the high cost of employee health insurance and increase bottom line profitability! In addition, we can show you how to add a $500 annual tax savings for each employee! J
No matter what the coverage- homeowners, auto, WC, liability or group benefits, your premiums at renewal are mostly calculated based on the amount of claims submitted and paid under the coverage for any of the above types of policies.
So, what happens when you reduce or eliminate claims exposure?
Premiums will either flat line or they'll go down!
Wouldn't it make sense if you had the opportunity to reduce your claims exposure on your group benefits plans, to do whatever it takes to implement a program that could produce those results for your firm or entity?
What if you could do that and not impair your current coverage?
There is just such a solution that can put profit/surplus back to your line by as much as 10-30%/year!
This is a program that is fully approved under the IRS codes!
This is a program that is a Win/Win for both the entity or the firm that is providing the group benefits and the covered employees/members and their families!
Example- 1,000 life group that implements this program with at least 30% of their covered lives within the group, should be able to realize an approximate savings of $1-1.3M after the 1st year.
This program can work for groups as small as 200 covered lives up to a group size into the 1,000s!
If I've piqued your interest, then reach out to me for an initial 30 minute conversation to fully understand the simplicity of the implementation of this program and how to get on a path to put that profit/surplus back to your bottom line and not leave it for the insurance carriers.
Keep in mind that this program is a financial tool and it is NOT insurance!
The Time For Change Is NOW!
Pick up the phone or send me an e-mail.
I want to be one of your inner circle advisers!