Working with a Financial Adviser isn’t a complicated process. It’s not time consuming, or just for the super wealthy. In fact, it’s designed to make and/or save you money. So, if you would like to manage your money, or ‘wealth’, more efficiently, you qualify.?
If there are events you need to save for, like retirement, money that could be making a better return for you, or concerns about tax planning, to name just a few, using the?will help.
What are the steps involved in working with Paula Bicknell Wealth?
Once you’ve decided you could benefit from the help of a Financial Adviser (just ask if you’re not sure!), we need to organise a discovery meeting. This is where we meet either via an online call, or in person if you prefer and live in or around Theale, Reading.
- Questionnaire We will ask you to fill in a questionnaire before we meet as this greatly assists the process. It is designed to help us prepare properly for our initial meeting and gain an insight into the sorts of issues and questions we are likely to be addressing with you.? It also helps you to broadly review your situation and identify where you might have your own questions or concerns. With this information we can tailor our approach to the discovery meeting to ensure you get as much out of our discussion as possible.?
- Discovery meeting At this meeting we will go through the questionnaire you have sent over in advance together. This helps us gain a deeper insight into how and where we can start to add value quickly, and what your medium- and long- term goals and concerns might be.? We will both get a sense of how well we think we can work together. It’s important that there is mutual trust and respect in any professional relationship: this meeting is also an opportunity for you to establish whether Paula Bicknell Wealth is a good fit for you. You are under no obligation to continue with us.?
- Follow-up meeting We will go away and investigate all the options and opportunities we think would best suit your circumstances. We will look at your financial position – assets, liabilities, income, expenses, risk tolerance, and so on. We use financial tools and software to help us model the various scenarios that could occur depending on how you choose to proceed.? We can then present you with all our findings and recommendations in our follow-up meeting. You are welcome to bring a friend or family member to this meeting if it would be helpful. We give you full details of what we recommend, including the advantages and disadvantages and exactly what costs are involved. This is very much a collaborative process and you can go away and think about everything we have recommended: we don’t just tell you that you should be doing something and expect you to sign on the dotted line.
- Going forward with Paula Bicknell Wealth One thing we pride ourselves on at Paula Bicknell Wealth is personalised advice. Moving to an Appointed Representative of?St. James's?Place does not mean there is any expectation to move all your wealth into?St. James's?Place products.? We will look at every element of your wealth portfolio individually. If you have investments that are doing their job as they are currently set up, our recommendation will be to stick with what you have. If we think we can improve your return or your money would be better used elsewhere, we will tell you. You make all the decisions.
- Regular check-ins and reviews Like many things in life, managing your wealth is an ongoing process. We will make sure we stay in touch regularly with check-ins and reviews to ensure we reflect the changes in your life, priorities, and circumstances - as well as with what is going on in the world.
Do you have more questions about what’s involved in working with Paula Bicknell Wealth? You will find lots?more information about us?on our website, or please just?get in touch.
Are you ready to take control of your wealth?
Book a meeting, we’ll send you the questionnaire, and we can go from there!
The value of an investment with?St. James's?Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up.?You may get back less than you invested.
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Paula Bicknell Wealth is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group's wealth management products and services, more details of which are set out on the Group's website at www.sjp.co.uk/products.
