What to do if you're dead broke, no job and bills pilling up.

Jan 29, 2025 | 7:13 pm | Chilling Air | 24°C

There are two differences between being poor and being broke. Broke is temporary. Poor is eternal. – Robert Kiyosaki

So its a very busy day here in my home office, doing a lot of stuff, working, studying, helping a lot of people, helping my love ones, doing groceries etc.

But Im so grateful I can keep up a smilling face and making sure my loves ones are well-fed and protected.

And yeah, also, there’s a lot of people asking me for help because some of them are dead broke, some are being thrown out of their place because they think their families think they are dead weight and will not do any good.

And some worst think they are hopeless cases with no coins to even rub together.

Well, don’t worry because for tonight we’re going to tackle how you can pay your bills this month and get out of RED.

Okay, there are three things I can suggest for you to get some breather.

No. 1 – Sell valuable things you don’t use or need.

Well, this one is a no-brainer.

If you have a lot of stuff in your house that you think is still valuable and you don’t use it or worse it depreciates, what you can do is sell that stuff for money.

So if you’re still looking for a job and you need some extra cash to pay the bills, you may want to open a garage sale or use the marketplace and sell some things you don’t need.

I managed to do this during Christmas because I was moving out and needed to sell the things I didn’t want to bring into my new place, what I did was sell stuff in Facebook Market Place.

An old laptop, an old dog house, some old phone.

Basta stuff you don’t need na naka tengga lang sa bahay pwede mong ibenta.

No. 2 – Find something you can sell online and re-sell it.

If you have an internet connection, you have your phone with you. You may want to consider eating your pride a little bit and find some stuff that you can re-sell or sell online.

A friend of mine, they are making a killing selling bundle of ukays for 200-250 pesos a piece buying and selling it.

Like they buy 20-50 pesos worth of Ukay and then resell it for x5-x8 of its ukay value. Hahaha

What they do is find a good lighting and a good camera and they put the ukay on a good background.

And tada…they make some good profits.

Yung isa ngang single mom na kilala ko, she earns like 40-70k selling bundles of ukay per month. (depende sa season)

And you can do this not only for Ukay.

Like you can find your niche…

You can buy and sell used bikes, cell phones, and accessories in the marketplace.

Lalo na pag may onting kapital ka.

Ako kasi fan ng Apple Products so mejo kabisado ko ang pricing nun kahit old. Hahaha

Some sell stuff like mani…

Like they buy (in bulk).

Peanuts, candies, and stuff, and repackage it then sell.

No. 3 – Become a Freelancer / Virtual Assistant or an Online Professional.

Okay, kung ala kang malaking dib-dib at maitim ang singit mo at di pang tik-tok marketplace ang beauty mo and mejo hindi palengkera ang bibig mo.

Ito baka pwede sayo…

Become a Virtual Assistant.

This one has minimal capital to run.

You need a stable internet connection with a backup.

A working computer with good specs.A noise-cancelling headset.

A quiet work environment.Computer skills.Can communicate in English (kahit baluktot ang dila)

A free training module you can find for free in YouTube

100 liters of Patience

100 kilograms of helping personality.

150 tons of Rich Mindset kahit wala kang and.

A good not stolen credibility

A resume that is based on you, not other people

1000% perseverance to reach out to people who might need your service.

No. 3 is not for everyone, this is not for people who have no heart for failing and are afraid of rejection.

If you’re afraid to get rejected and your mind was already damaged by people who rejected you in the past because they thought you were no good.

Well, I’m afraid is not for you.

And also, being a VA is not for people who likes to waste time in Social, with no ambition to get rich, and already accepted their fate of having a poor life.

Because the third offers a good life for people who have the guts to do some extra work. Willing mag puyat at mag sunog nang kilay.

Willing to invest their time to learn some are even willing to invest a lot of money just to learn and have a better working lifestyle na sa bahay lang being with families.

So there you have it folks.

Those are some stuff I think you can do to get out of RED and have a life na puno nang laman ng ref sabi nga ng isang student ko.

Chad Godoy

By the way, if you want to learn a highly paid skill that some people are afraid of learning but worth having you may want to check my paid expensive course for people who are willing to invest their money and time with me: https://blackpandadigital.com/email-apprentice