What could spark better community-bank earnings

5 potential catalysts for community bank earnings in 2024: Bankers are hopeful that several factors could strengthen profits next year, including higher loan demand and more stable funding costs as the Fed holds the line on — or even lowers — interest rates.

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How Ripple is trying to reach new audiences: The blockchain company is targeting non-financial clients and new geographic regions in a series of product rollouts.

Bank, fintech leaders weigh in on the pros and cons of generative AI: New iterations of tools powered by advanced artificial intelligence will aid banks in generating new value for customers, but the lack of regulatory guidance in this area hinders deeper adoption of the technology, panelists and attendees said at The Clearing House's recent conference.

Podcast: What fintechs think of the CFPB's proposed data-sharing rule: Penny Lee, president and CEO of the Financial Technology Association and Steve Boms, executive director of FDATA North America, explain what their members like about the proposed regulation and what they would change.

KeyCorp moves commercial banking head Angela Mago to top HR job: Angela Mago , who was fourth on American Banker's Most Powerful Women to Watch list this year, succeeds Brian Fishel, who is retiring.

FDIC forms new panel to conduct 'independent review' of agency: Shifting from earlier plans, the Federal Deposit Insurance Corporation (FDIC) has established a special committee to investigate allegations of harassment and a toxic workplace culture at the agency. It will be led by directors Jonathan McKernan and Michael Hsu and may include as many as three nonvoting members from outside the agency.

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