What CFPB is getting wrong (while banks seek delay), UK Digital Information and Smart Data (& smart meter data), a good look at open finance & more
handpicked headlines to help your open conversations today - Thursday 18th July 2024

What CFPB is getting wrong (while banks seek delay), UK Digital Information and Smart Data (& smart meter data), a good look at open finance & more

add to home screen for daily updates & easy search: open-conversations.org

New UK government commits to introduce a Digital Information and Smart Data Bill?READ


Georgian QR code payments fintech Keepz becomes first fintech to receive an open banking licence (Georgian)?READ


Payroll/HR/benefits solution Gusto partners Clair to offer embedded earned wage access?READ


UK's Oxfordshire County Council launches free energy saver app for residents offering insights based on consented smart meter data [working with SMS 's Metis, Eliq , n3rgy , MyUtilityGenius and others]?READ


Brazil's Matera raises $100 million from Warburg Pincus LLC to help the US catch up to Brazil in instant payments?READ


US banking sector seeks more time on Consumer Financial Protection Bureau CFPB open banking rule - Bank Policy Institute , The Clearing House , American Bankers Association , Consumer Bankers Association [citing implementation burden, requirement for standard to be issued]?READ


Open finance: Lessons for the future of open finance - Zetta 's Rafaela Nogueira , Leticia Novaes and Labrys </> 's Mariana Cunha e Melo , Jonas de Abreu [long read, free download: overviews of US/EU/UK/elsewhere, Brazilian background, outlook]?READ


Open banking goes to Washington: Lessons from the EU on regulatory-driven data sharing regimes - University of Basilicata's Giuseppe Colangelo [long academic read: how the Consumer Financial Protection Bureau - CFPB proposal could/should be improved - interface, fees, reciprocal obligations, secondary use]?READ



open-conversations.org is my selection of the most interesting open finance / open X related news, papers and podcasts I've seen each day. Shared with you in the hope that you find this useful too.

The headlines are an update at a glance and my website is searchable for the topics, companies and countries of interest to you https://www.open-conversations.org/

With grateful thanks to trust framework and data sharing ecosystems platform provider Raidiam for enabling open consented data sharing and my slightly obsessive tracking of its progress! ??

#openbanking #openfinance #smartdata #openenergy


Mariana Cunha e Melo

Co-founder & CEO @ Labrys </> | Spain + Brazil + Worldwide

8 个月

Thanks for the mention and for featuring our well-researched and yet very practical report on open finance, Marie Walker!

Ellie Duncan

Head of Content at Open Banking Expo | Author 'Open Banking and Financial Inclusion' | Community manager, Women in Open Banking | Women in Fintech Powerlist 2024

8 个月

Thank you for including my story for Open Banking Expo on the Smart Data Bill.

Emad Ayyash

Head of Digital Financial Services at Finance House | Fintech Strategy Expert | ePayment & Open Banking Pioneer | Driving Digital Transformation & Market Expansion

8 个月

?It's interesting to see how various entities, from the UK’s Oxfordshire County Council to innovative companies like Keepz and Gusto, are contributing to this space. Thank you for sharing Marie

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