What is the best investment in life?

Do you often wonder what can be considered as the best investment in life? What should be the best investment strategy associated with it? How do we identify and pursue it throughout life? What will be the benefits compared to other investment avenues? Does this investment strategy change over time? Let's delve deeper into the most sought-after advice in these turbulent times in today’s world.

I am an active investor in the stock market and startups. After deliberating on my skills and area of interest, I discovered my hobby and my inner strength. The journey was quite difficult, as I didn’t have alignment with my nature, training, or education (exclusively in the fields of investment and finance) or with my placement (practice in the investment field). The future path is difficult, too. It takes years and years of brainstorming, mind churning, and exploring countless options to choose a career. Welcome to the world of Finance and Investment. Nowadays, most people in the world hanker after money. Everyone is trying to excel at earning or obtaining money (sometimes through gambling and speculation). The art of investment and managing finances has changed and evolved over the years. But one thing is for sure: if you align early on with your nature (or qualities) and pursue it, nothing is better. Also, not everyone in the world will have the kind of risk appetite and skills to pursue finance. Everyone is different and has a unique path to walk on.

The role of a mentor or career advisor is crucial in any field you want to grow in or make your career(Read my earlier article to understand this concept, https://www.dhirubhai.net/pulse/building-fulfilling-career-importance-early-alignment-jaydeep-parmar-zbjyc/). Astrology also plays an important role in determining destiny, at least for key life factors like lifespan, wealth, experiences of pain and pleasure over time, and relationships with family, friends, and others. However, finding a good astrologer to guide you through life is really challenging. Although, in Bharat, you will find many astrologers who are good at this science. It is not fiction; it’s a systematic science which, when applied properly, can enable you to know the unknown to a certain extent. Thanks to an astrologer based out of Kolkata, India, who helped me to figure out my career inclination with suitable timelines. (https://www.seleneastro.com/)

Now, if you want to know what is the best investment option and associated strategy, the answer may have multiple possibilities. According to current times, it could be a fixed deposit in nationalized or large banks (with low risk, low return, steady income, and high liquidity) for those who are novices or cannot engage deeply in finance. But wait. There are people who spend extravagantly and don’t save or invest at all. Living on the principle of high leverage (“enjoy today and forget about tomorrow”), they disregard the basics of peaceful living. The result is predictable: during economic slowdowns or recessions, if their source of income is removed, they struggle greatly.

On the other hand, some people save a portion of their income and invest passively. They either create fixed deposits, invest in real estate, or, at most, mutual funds. This strategy is sound, as they don’t have enough time to fully commit to finance or take on the role of an active investor, so they are content with moderate returns and a moderate risk appetite. The returns are typically sufficient to outpace inflation. Liquidity is medium, though they may need to find exit options and put in some effort, but they generally excel over time.

Going deeper, there are investors who assume an active role, analyzing various options themselves. They invest directly in startups through angel investing, purchase stocks based on their research and calculated risks, or lend money at high interest rates or high leverage. For these investors, the amount lent varies based on the borrower's risk profile. There are many investment avenues for active investors, influenced by time, location, circumstances, and legalities. This option involves a high risk appetite, low liquidity, high returns, and sufficient growth to outpace inflation and the GDP. These investors, especially in the stock market, often focus on undervalued equities with significant potential for medium or long-term growth. Unlike traders and opportunistic gamblers, investors play a different game. Investing is an art, and destiny has a role in providing opportunities, timely capital, and favorable outcomes amid uncertainty.

All these investment options are numerous, each with its unique terms. It can be confusing and requires effort to bring to fruition. But the million-dollar question is: which investment option is the best among all? Which investment option provides the highest return, low risk, universal accessibility, guaranteed returns, low capital, instant fruition, high liquidity (immediate redemption), and other ideal features? It sounds like a dream. But it exists in reality, and I don’t want to keep it a secret. In fact, it’s an open secret, but most people either don’t know about it, don’t believe in it, or simply don’t try. It is none other than the holy name of the Supreme Lord Krishna. Yes, you read that correctly. Lord Krishna is the Supreme Personality of Godhead, the original creator, maintainer, and destroyer of countless universes. The entire process of creation, maintenance, and destruction is explained in the Shrimad Bhagavatam (Bhagavat Purana). You may read it here, (https://vedabase.io/en/library/sb/) for more.

The holy name of the Lord, prescribed by eminent Vaishnav Acharyas like Ramanujacharya, Madhvacharya, Chaitanya Mahaprabhu, and Shrila Prabhupada, is the most suitable for Kali Yuga (the age of quarrel). There are various mantras to remember God and access His causeless mercy. One such powerful mantra was introduced by Shri Chaitanya Mahaprabhu around 500 years ago:

Hare Krishna, Hare Krishna, Krishna Krishna, Hare Hare

Hare Rama, Hare Rama, Rama Rama, Hare Hare

This is humanity’s best investment option. Regardless of caste, creed, nationality, or social status, anyone can chant it effortlessly. The benefits are vast: it reduces stress, anxiety, fear, sinful tendencies, and misfortune, to name a few. It delivers infinite returns at minimal cost. You need only to chant it with sincerity, attention, and faith. Gradually, you will feel God’s name working like a miracle. You will not only become a better human being but will live selflessly for the benefit of all, including plants, animals, insects, and all beings. It carries a guarantee rarely found in material investments (even fixed deposits carry risk if a bank goes bankrupt). You can redeem its returns instantly without even seeking them. The more you chant, the more purified you become. Amid the chaos of the material world, it gives life purpose. Thousands have already begun this process and experienced its benefits. The power of this mahamantra lies in the fact that it is non-different from Lord Krishna Himself. It is a science, and if you chant it, you can easily verify it.

This powerful mantra has the potency to eradicate lifetimes of sinful karma. Chant it and experience the results yourself.

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