What is a Beanstox account?

The Seriously Simple way to pursue your investment goals.

Your Gateway to Smart Investing

You’ve heard it time and time again: investing is crucial to securing your financial future. But where do you start? With so many options and strategies out there, it can feel overwhelming. Enter Beanstox, an automated investing app designed specifically for:

A) Those who know they should start investing but aren’t sure where or how to begin.

B) Any investor looking for a seriously simple way to invest!

What is a Beanstox Account?

A Beanstox account is an online investment account that makes investing easy and allows you to begin investing in minutes! Whether you are looking for a personalized portfolio designed by Beanstox experts, an easy way to invest in 500 of the largest US companies, or simply a way to earn more on your savings, Beanstox has you covered. With a focus on simplicity and ease of use, Beanstox aims to make investing accessible to everyone, regardless of their experience level, budget, or time they have available to focus on the markets.

Key Features of a Beanstox Account

• Easy-to-Use App:?The intuitive Beanstox platform makes it easy to go from downloading the app to being the proud owner of a Wealth Builder well-diversified portfolio of ETFs (Exchange Traded Funds). With a clean, modern design and clear, concise information, you’ll be able to automate your wealth building strategy in minutes.
• Wealth Builder:?Beanstox proposes personalized portfolios called “Wealth Builder” accounts that are tailored to your investment goals and risk tolerance. With Wealth Builder, there’s no need for hours of research or stressful stock and fund selection (available with Beanstox Plus*).

• Beanstox Simple: The free and simple way to grow your money. In addition to the $5 / month Beanstox Plus subscription, investors have the option to get started for free with Beanstox Simple. Simple users have free access to two account types:

Power Savings: Earn more on invested cash. Short-term 3-month T-Bills are yielding over 5% compared to just 0.46% for traditional savings accounts. That is over 11 times more income on your savings. That means earning more cash on your cash. “Skip the banks” with Power Savings to invest in T-Bill tracking ETFs designed to get passive income from regular income distributions**.

Stocks 500: This is your simple way to invest in ETFs that track the S&P 500. That means investing in 500 of the U.S. largest companies, including: Apple, Microsoft, Amazon, Nvidia, Alphabet, Tesla, Meta and many more. The S&P 500 Index has generated average annual returns greater than 10% over the last 10-, 20-, 30- and 40-year periods***.

• Automated Investing:?Beanstox’s automated investing feature enables you to invest consistently over time by setting up recurring deposits. This approach, known as dollar-cost averaging, helps reduce the impact of market volatility and can help with long-term growth.
• Budget-Friendly Investments:?With Beanstox, you can invest in fractional shares within your portfolios, meaning you can invest the amount of your choice instead of investing higher amounts based on the price of whole shares.
• Educational Resources:?Beanstox provides a wealth of educational resources to help you expand your investing knowledge. From blog articles and videos to webinars and interactive tools, you’ll have access to information that can help you become a better informed and confident investor.
• Low Fees:?Beanstox offers attractive pricing. Free for Beanstox Simple clients and a flat monthly fee of $5 that won’t increase as your account size increases for Beanstox Plus clients. This allows you to keep more of your hard-earned money working for you as your portfolio grows.1

How a Beanstox Account Can Help You Achieve Your Investment Goals

A Beanstox account offers several advantages for investors, making it an attractive choice if you are looking to grow your wealth and achieve your investment goals. Here’s how a Beanstox account can help you:

• Simplify Investing?
• Build a Diversified Portfolio
• Invest Consistently
• Learn and Grow

It’s time to listen to that little voice inside your head telling you to turn your aspirations into action. When you invest with Beanstox, you’re not just making a commitment to your financial well-being, you’re making a commitment to your future self. Remember, it’s never too late to start investing, but the sooner you begin, the better your chances of reaping the rewards.

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Disclosures:

*. Fees/Free: Free with Beanstox Simple. Learn About Pricing.

**. Power Savings: As of March 31, 2024, traditional US Savings Account Rate: 0.47% (YCharts), 5% based on the 30-day SEC yield of the Beanstox short-duration bond portfolio ETF constituents. The 30-day SEC yield is a standard metric defined by the U.S. Securities and Exchange Commission (SEC) and reflects the dividends and interest earned during the period after the deduction of the ETF’s expenses. There are no assurances that this yield will be sustainable in the future. This product invests in one or more ETFs. Results may vary due to expenses and other factors.

***. Stocks 500: Where applicable, as of March 31, 2024, S&P 500 return assumes an initial $1,000 investment, 40-year annualized return of 11% (Source: Bloomberg Finance LP). It is not possible to invest directly in an index. This product invests in an ETF aiming to track the S&P 500’s performance. Results may vary due to expenses and other factors. Returns before ETF fees. Diversification is not a guarantee of profit or protection against loss.