Wealthi Thinking

I want to give you a glimpse into our thinking at Wealthi.

We discuss as a team every morning and share notes we've learnt from speaking with developers, investors, bankers and key business people.

We ask ourselves everyday -- "what's the smart money doing". Investing doesn't need to be complicated. It can be simple and easy if you get the right mindset.

One thing we know is interest rates are likely to remain low for a very long time. We saw ScoMo & team announce a huge budget last week, dishing more cash out to protect jobs and reward investors.

The smart money is looking forward and thinking what happens in 2-3 years when the economy is back and things are thriving. They're looking beyond, not backward. 

Interest rates have never been this low EVER. It's not just Australia but almost every other advanced country in the world.

Savers are being punished while investors are being rewarded.

Here's how we're thinking about investing opportunities in 2021:

• We're focused on the $400-$750k price point. These are properties where natural demand is strong. People need a roof over their heads and governments are always throwing grants at these price points.
• When it comes to apartments, we're looking for hidden gems. We want properties that can stand out, generate a great return over the next 5-10 years and make great income along the way. We look for areas that are 30-40% cheaper than neighboring suburbs.
• When it comes to houses, we want new areas with big population growth potential and existing infrastructure. We want quality...people don't buy the cheapest food, cars or clothes. Likewise they won't want to buy the cheapest homes. Cheap is cheap for a reason.
• When it comes to townhouses, we want areas where the we can purchase a townhouse at 50% the price of a house. Expensive areas like Reservoir and Essendon where buying a townhouse will become more and more popular over the next decade.
• We stay away from rural, regional and other "cheap" traps and stick to the major cities.

We recently helped Terry find a great investment. When things were uncertain in March, we told him to hold off until he was ready.

He came back and started working with our team a few months later.

We understand, property investing is a very big decision.

If you're not yet ready, that's ok. We get it - job's are uncertain and Covid has completely turned things upside down for many. Focus on your health, family and well-being.

Subscribe to our podcast, read through our knowledge base and prepare yourself for the opportunities in the market when you're ready.

But if you are ready and on the fence, let our team show you what's possible. Staying in cash gives you almost zero return.

The smart money is utilising low rates to invest for the future.

So if you want me to personally give you some investment ideas and share options, reach out and say hey.

Happy investing,

Dom