Wealth Warriors: 3 Ways to Invest

This is the second instalment of our 3-part series celebrating the ‘Becoming a Wealth Warrior Competition’ and the winner who came impressively close in forecasting the Fund’s 2023 return of 73.7%. Here, we delve into the three distinct ways to invest in Wealth Warriors, each offering unique advantages tailored to different investor needs and preferences. This article caters to those who would like to learn more about direct offshore investment, Actively Managed Certificates (AMCs) and leveraging the offshore component of retirement funds, which are Regulation 28 compliant.

1. Direct Investment

What is Direct Investment?

The Direct Investment route involves investing in a unit trust denominated in USD, domiciled in Ireland, and administered by Prescient. This option provides an opportunity for investors to participate directly in the global market.

Benefits of Direct Investment

The primary advantage of this investment method is its direct offshore nature. Funds are not required to be repatriated upon liquidation, offering flexibility and global exposure. This approach is ideal for those seeking to permanently diversify their portfolio beyond our borders.

How to Invest

Investing is straightforward: convert your Rands to USD, which we can help facilitate. There’s no minimum investment size, making this a highly accessible option for investors at various levels.

2. AMC 007

Understanding AMC 007

AMC 007 is an Actively Managed Certificate, a structured product denominated in Rands. It mirrors the investments of the Wealth Warriors Fund but maintains a 5% holding in Rands. This structured note is issued by Standard Bank with High Street Asset Management as the advisor.

Benefits of AMC 007

Investing in AMC 007 provides offshore exposure with a Rand investment, making it an attractive option for those looking to tap into global markets without currency conversion. It opens doors to exciting investment themes not typically available in the South African market.

How to Invest

AMC 007 operates similarly to shares, traded through a brokerage account. This approach is convenient for investors familiar with stock market operations, providing a seamless integration into existing investment strategies without the excessive administration burden.

3. Indirect Investment through our local balanced Fund

Exploring our local balanced Fund

This option involves investing indirectly via our Regulation 28 compliant Fund, boasting over 90% offshore exposure - a rarity in such funds. This method suits investors seeking to align their retirement savings with some of the world’s most innovative companies.

Benefits of our local balanced Fund

One of the key advantages is that it provides retirement savers with substantial offshore exposure, a feature often lacking in traditional retirement offerings. This approach broadens the horizon for retirement investments, aligning with diverse global themes.

How to Invest

Investment can be made directly through Prescient or via major investment platforms. We recommend consulting with your financial advisor to integrate this option seamlessly with your existing retirement planning strategy.

In conclusion, whether you’re looking to invest offshore directly, prefer a structured product in Rands, or seeking retirement savings with global opportunities, a Wealth Warriors investment offers a solution tailored to your investment journey.

For more information: www.hsam.co.za