WEALTH: Guiding You Financially Through Life

Earning a good salary is unquestionably beneficial, but having money and accumulating wealth are two quite different things. Money pays the bills, yet it's what goes in and out of your pockets. You have more than just a monthly income when you have savings, assets, and investments. Wealth is a collection of resources that can be used to generate and seize life's opportunities.

Wealth is rarely built in a day, a year, or several more. Creating wealth entails a set of tasks that must be completed over time. It's a continuous process that necessitates self-control. Wealth-building becomes a way of life if you practice that discipline. As you progress through life, your ability to accumulate wealth and pass it down through the generations improves.

In Cyberbacker, when you work hard enough paired with the company’s ultimate support, you’re more likely to achieve wealth in a short period. Most times it even happens quicker than expected. With us, you will be well compensated for your efforts and also be taken care of.

“I used to think that I would never be able to buy things that I want because I was living from paycheck to paycheck. But with Cyberbacker, I was able to easily accomplish the things I want to do without having the difficulty to save money and pay bills at the same time. I never thought I’d come to a point where I can shop without checking the price tag. It’s just a really powerful experience to go through.” – Joarra S., VP, SMM Division

Looking Into the Bigger Picture

Cyberbacker assists you in developing a long-term vision and specific goals for the future you desire. We help you realize what you're attempting to accomplish and how all of the important parts of your financial puzzle fit together.

Being with a company like Cyberbacker is no doubt a life-changing experience. Imagine being able to live a life of satisfaction. “I’d say that ever since I started working with Cyberbacker, I have more savings and I don’t need to worry about where to get funds for emergencies. I can easily pay our bills and save up for other investments and wants,” says Joarra S. You see, this is something worth holding on to. With this kind of setup, you won’t ever feel the need to let go.

The Goal is to Grow Rich

Making the decision to become wealthy and living that kind of lifestyle are two different things. What we all want is to earn more and work less. And it’s possible here in Cyberbacker. Feels too good to be true, but believe me when I say it’s even easier to have confidence in this when you’re already part of the community.

Just by how Cyberbacker is able to provide for its people really shows the current lifestyle everyone involved is living in. Joarra S. testifies, “I guess my behavior with money and how and where I spend it changed drastically. The best thing about Cyberbacker, financial-wise, is the Profit Share, without a doubt. With it alone, it pays for our family’s monthly bills. Listening to Craig’s coaching sessions about wealth really helped a lot especially in budgeting and has also opened my mind to a lot of other things financially.”

Helping You Build Your Wealth

The decision to take charge of your financial future is the first step toward being wealthy. Once you've made this decision, you can begin the long but gratifying process of earning money and taking control of your own life.

“I’m very grateful for the unrelenting trust that I receive from Cyberbacker and the people I work with. I hope to continue working here to inspire more people.” – Joarra S.

Spend the best years of your life by shaping your wealth with Cyberbacker.

Craig’s method of building a cumulative and compounding wealth is as follows:

If your living expenses take up 50% of your income, this model shows how and where you should distribute your earnings.

• 50% living expense: This is your rent, food, medication and basic entertainment.
• 10% to charity per month: Give away 10% of your paycheck, either to a faith, charity or donation; the simple act of giving is key to happiness.
• 10% to spend on yourself: Must be able to spoil and reward yourself for the work you put in.
• 10% on investments: May it be a stockportfolio, bonds, cryptocurrency and even real estate. Anything that provides a yield to beat inflation.
• 10% on Long Term savings: It could be futures or long-term saving accounts, putting money in places that is difficult to pull out from or liquidate.
• 10% on self-improvement: Acquire more skills or further improve on the ones that you already have, you are your best investment.

This model is flexible if ever in the case your living expense is beyond the 50% threshold. A few adjustments would still make this model viable to build upon wealth.

• 75% on living expenses
• 5% on everything else

It works even better when your living expenses are much lower.

• 25% on living expenses
• 15% on everything else

Assets or liabilities?

Depending on how you use a mortgage, it can be an investment. Living in the mortgaged house is a home; if it is vacant, it is an asset. Credit cards are not an investment. But not to be discouraged from ever using a credit card. One has to be educated on its application and remain disciplined on its usage.

Find something you need that you can pay for. Intelligent purchases appreciate overtime or those that depreciate much slower than most.

“Planning, spending, and managing money is psychological.” - Craig Goodliffe

It is not about trusting your instinct; it is about questioning how developed your instincts are and spending a significant amount of time on the matter to be better passively. Learning from Failures are not mistakes when they are made into learning opportunities. That is how you build intuition.”

“Professionals are worth the investment; avoid the hobbyist," said Craig.

Law of attraction. A cosmic belief that the universe gives you what you want. By saving for an emergency fund, you attract emergencies. Label your money what you want it to be and bring.