We have a chocolate problem...

See this week's chart of the week section below. But first let's get started...

?? Learn: Why Aligning Your Wealth with Your Life's Values is the Key to True Financial Empowerment

At the core of every financial decision should be a reflection of what matters most to us—our values.

When we find ourselves not achieving the outcomes we want, it’s often because our goals are not aligned with our values.

Here’s an example:

Last year I launched a group on LinkedIn which became very successful and all of the sudden I found myself working 80 hours per week.

My calendar was full but I wasn’t happy. I thought I wanted a full calendar so business would grow and income would rise.

I asked my self why I wanted my business to grow and income to rise?

It's easy to say "Well who doesn't want more money?"

But then you dig deeper and ask the question what will more money do for you?

As an entrepreneur for the last 25 years, as I dug deeper, freedom came up. Time freedom to be specific.

While my calendar was full, I had less freedom.

So my goal was not aligned with my values. Great thing to know!

You will be surprised at how often when you identify what you value and then look at your goals, they do not align.

This is how people get stuck at a certain level of success and never quite get over the hump.

You can be more intentional about this and it will make things much easier.

When your financial goals reflect your values, choices become clearer, actions and follow through become almost effortless.

It’s like putting your favorite plate of food in front of you when you are hungry.

Yet, the mainstream financial advice circulating today often misses this crucial aspect. It's tailored for the masses, focusing on general strategies that overlook the individual's unique values and life goals.

By aligning our wealth with our life's values, we not only ensure a more fulfilling financial future but also craft a legacy that truly represents who we are.

This will be one of the areas we cover in the The Becoming Financially Unbreakable Program launching next month.

In the BFU program you will build a complete financial plan over the course of four weeks using the best financial planning software on the market while aligning your financial strategies with your values to multiply your wealth and make success effortless.

More on this in the coming issues. There will be limited spots available for the launch. The waitlist for BFU will be opening soon. Stay tuned.

?? Chart: We have a chocolate problem…

So far this year U.S. Cocoa Futures prices are up 93.6%, besting semiconductor powerhouse / AI bellwether Nvidia (up 82.3%).

Key Points:?

Cocoa futures prices reached a record $10,000 per metric ton before settling slightly lower. Prices have doubled in 2024.?

Why?

• Poor returns paid to farmers have discouraged production in West Africa.
• Traders selling futures contracts face margin calls, further fueling the rally.?
• Higher cocoa costs threaten chocolate manufacturers' profits.

Expect to see higher prices, smaller packages, or worse “altered chocolate content” in products.

?? Productivity: Laying your clothes out the night before

At first glance, this might seem like a minor tweak to your routine that doesn’t really move the needle.?

Here's why it's the best way to start your day:

Mental Clarity Boost: Choosing your outfit the night before cuts down on decision fatigue. Every decision you make depletes your mental reserves, so simplifying your morning choices can preserve your cognitive energy for the tasks that truly matter.

Stress Reduction: Rushing to make decisions under time pressure is a recipe for stress. By eliminating this morning hustle, you start your day with a calmer mindset, ready to tackle challenges more effectively.

Enhanced Focus: With one less decision on your plate, you can channel your focus towards your priorities for the day. This streamlined start acts as a springboard into a productive flow state.

In a previous newsletter we discussed micro-tasks as a way to rack up small wins.

Same concept here. Hey, you are already dressed! That’s your first win of the day!

?? Concept: Have a plan to reduce taxes…?

?? Resources:

?? Videos on Financial Education and Free Guides: https://bit.ly/ModernFamlyDynasty1

“5 Secret Strategies Millionaires Use To 5x Their Wealth & Immediately Cut Their Taxes By 50%” get instant access in the Wealth For Life LinkedIn Group?— https://www.dhirubhai.net/groups/5156642/

Want to brainstorm on financial topics? It’s great to have conversations!

Click here to schedule a chat via zoom: https://bit.ly/3JCGpCF

Thank you for?reading!