We Could Predict McDonald’s Earnings in Alabama—But We Chose to Change Lives Instead.

Data is power. With the billions of data points we process daily, we could do a lot of things.

For example, we can precisely determine McDonald’s, Wendy’s, and Burger King’s market share, average ticket size, customer frequency, and spending patterns—down to a zip code level. We could anticipate inflation trends before they hit. We could track employee turnover rates by industry and forecast which regions are about to face a labor shortage.

And yet, while those insights are valuable, we’re not here to play hedge fund games or boost stock valuations.

We’re here to put data where it actually makes a difference—helping real people live better lives.

How Our Data Helps the People Who Need It Most

The financial system is rigged.

Traditional banks profit off overdraft fees, NSF charges, and late payments, raking in billions by keeping customers trapped in a cycle of penalties and debt.

The people hit hardest?

?? Those overdrafting 10+ times a year

?? Workers struggling with cash flow issues

?? People most affected by rising inflation

?? Customers stuck in a banking system designed to work against them

At OneBlinc, we see these struggles in real-time through our data. But unlike traditional banks, we use that data to help, not exploit. We prioritize data privacy and never monetize customer information. Our focus is solely on using data to drive financial empowerment, not profits from data sales.

And we’re not alone in this mission. Companies like Dave, Chime with MyPay, and Earnin have been doing a great job in this space, pushing for fairer financial products with better user experiences.

They, like us, understand that helping customers shouldn’t mean profiting from their hardships.

From Predicting Market Trends to Helping People Save Money

With the right data, we can:

?? Identify salary erosion and cost-of-living trends—helping our customers plan ahead.

?? Spot hidden fees and inefficiencies—so they can avoid getting ripped off.

?? Provide smarter credit decisions—making access to fair financial services easier.

?? Unlock exclusive discounts with our partners, putting money back into our customers’ pockets.

Where Do Our Customers Spend?

?? 56% shop at Walmart frequently

?? 40% use Uber regularly

?? 38% are Amazon power users

?? 17% shop at Target often

This data tells us a lot. Our customers are looking for affordability, convenience, and reliability—and that’s exactly what we build into our financial services.

Who Are the People We’re Helping?

?? 94% are salaried workers

?? Income range: $50K-$70K

?? Heavy users of digital banks

?? Credit scores in the 600-700 range

?? 40% over-index on Mobile Virtual Networks (MVNOs—think Mint Mobile, Metro by T-Mobile)

They’re tech-savvy, budget-conscious, and looking for real solutions that help them save.

From Consumer Finance to DataTech—The Bigger Picture

We started as a Consumer Finance company.We became a Fintech, making credit more accessible. Then we evolved into a TechFin, helping companies make smarter lending decisions.

And now?

The next step is DataTech—leveraging our massive data advantage to drive real financial empowerment.

Right now, we’re helping half a million people. By year-end? 1.5 million. And beyond that?

The sky’s the limit.

Our data could be used to predict corporate earnings, market trends, and industry shifts—but that’s not our mission. We choose to put it to work for the people who actually need it.

Because at the end of the day, finance should work for people, not against them.

We know we can go even further—and we’re looking for bold leaders and visionary founders to join us. If you believe in making data work for people, not just profits, inbox me. Let’s build something bigger together.

#OneBlinc #DataTech #FinancialInclusion #AlternativeData #GenAI #FairFinance #JoinTheMission